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Home > Borrow > Mortgage Loans > HomeReady Mortgages

Mortgage Loans

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Designed for creditworthy, low-to-moderate income borrowers, with expanded eligibility for financing homes in designated low-income, minority, and disaster-impacted communities.

  • Down payment as low as 3%. Ideal for home buyers who can't afford a large down payment. 
  • Flexible sources of funds. Extended households may help you qualify. Co-borrowers are not required to live in the home, so relatives and other individuals may assist you with your home purchase.
  • Homeownership education to help you succeed. Convenient online education prepares you to buy a home and own a home for the long run.
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