Credit Cards - Merrimack Valley CU

Routing #2113 8492 6
800-356-0067
Locations & Hours

Apply for a Loan Open an Account

Auto & Personal Mortgage & Home Equity Undergraduate, Graduate, & Refi Commercial Loans & Lines Former RTN Members

Routing #2113 8492 6
800-356-0067
Locations & Hours

Apply for a Loan Open an Account

Online Banking

Online Banking

HomeChecking SavingsCertificates and IRAsOnline and Mobile BankingDebit CardTelephone BankingOverdraft ProtectionSchedule of FeesDeposit Rates Check Reorder 
Auto Loans Personal LoansCredit CardsVisa Online AccessMortgage Loans Home Equity Construction LoansStudent Loans & RefinanceCredit CounselingFinancial Hardship
Planning & InvestingLife Insurance
Who Can Join
About MVCUBoard and ManagementMergerConversionCommunity Reinvestment ActMember Rewards EventsCareersContact Us
NewsBlogSeminars
Business DepositsCommercial LoansMerchant ServicesBusiness Visa Online Access
Auto Loan CalculatorPersonal Loan CalculatorHome Equity CalculatorMortgage Calculator
Switch KitForms & ApplicationsScam & Security AwarenessFAQs
Loan RatesMortgage RatesDeposit Rates
LocationsProducts and Services

Home / Borrow / Credit Cards

You deserve all the credit

Your financial needs are as individual as you are! Each of our four credit cards has its own personality - choose the one that best matches yours!

With an MVCU credit card, you enjoy:

Competitive interest rates that are lower than typical retail cards
No annual fee
No foreign transfer fee

MVCU Vertical Credit Card

Bag of money in a blue circle

Visa Cash Back

Cash is king! When you use your card, you get¹:

1.00% cash back on everyday spending
2.00% cash back on travel, car rental and hotel

Receive your cash back as a statement credit or deposit it into your MVCU savings account!

PLUS:

Double cash back bonus for the first three billing cycles
Intro rate of 2.99% APR for the first 12 billing cycles
0.00% APR on balance transfers for the first 12 billing cycles* with a 1.00% balance transfer fee

Visa Rewards

Earn rewards points on purchases with your card²:

4.00% on groceries
3.00% on gas
2.00% on travel

Redeem your points for gift cards, travel, or quality merchandise.

PLUS:

Receive a $50 statement credit on the first $2,500 spent in the first three billing cycles
Intro rate of 1.99% APR for the first nine billing cycles
0.00% APR on balance transfers for the first 12 billing cycles* with a 1.00% balance transfer fee

Visa Classic

Get the lowest rate³!

Receive a $50 statement credit on the first $1,500 spent in the first three billing cycles
Intro rate of 1.99% APR for the first 12 billing cycles
0.00% APR on balance transfers for the first 15 billing cycles* with a 1.00% balance transfer fee

Visa Secured

Build or repair your credit⁴!

This card is 100% secured by funds in your MVCU account.
Make regular, on time payments and watch your credit score go up!

*The 0.00% APR balance transfer fee offer does not apply to balance transfers from RTN or Ocean Spray Employees FCU credit cards.

Members Also Like

Members Also Like

checking accounts, checking

Checking Accounts

auto loans, auto, vehicle, vehicle loan, new and used

personal loans, personal, loan

Disclosures

Rates and terms are subject to change without notice.

¹Visa Cash Back

Annual Percentage Rate (APR) for Purchases - 2.99% Introductory APR for a period of 12 billing cycles. After that, your APR will be 15.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers -0.00% Introductory APR for a period of 12 billing cycles. After that, your APR will be 15.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances- 18.00%. This APR will vary with the market based on the Prime Rate. No annual fee.

²Visa Rewards

Annual Percentage Rate (APR) for Purchases-1.99% Introductory APR for a period of 9 billing cycles. After that, your APR will be 13.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers -0.00% Introductory APR for a period of 12 billing cycles. After that, your APR will be 13.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances- 18.00%. This APR will vary with the market based on the Prime Rate. No annual fee.

³Visa Classic

Annual Percentage Rate (APR) for Purchases-1.99% Introductory APR for a period of 12 billing cycles. After that, your APR will be 11.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers -0.00% Introductory APR for a period of 15 billing cycles. After that, your APR will be 11.50% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances- 18.00%. This APR will vary with the market based on the Prime Rate. No annual fee.

⁴Visa Secured

Annual Percentage Rate (APR) for Purchases-18.00% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers- 18.00% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. APR for Cash Advances-18.00%. No annual fee.