Certificates and IRAs
We offer both short- and long-term certificates and a variety of individual retirement accounts (IRAs) to meet your financial needs. Open your CD or IRA online, or at your nearest branch location.
Certificates
Certificates
- Terms range from 91 days to 60 months
- Minimum deposits range from $500 to $1,000
- Competitive dividend and annual percentage yield rates
IRAs
Traditional IRAs
A Traditional IRA is the most basic kind of retirement account. Your contributions are tax-deductible so they reduce the amount of taxes you have to pay. While it doesn’t eliminate taxes, it does let you defer them until you make withdrawals in the future.
- Tax-deferred savings
- No service fees
- No minimum age requirement
- Contribute until the age of 70½
- Annual maximum amount varies (*Please consult a a tax professional for more information or restrictions)
Roth and Education IRAs
Roth IRAs
A Roth IRA allows you to set aside a specified dollar amount of income after taxes. This gives you a way to grow your money tax-free.
Education IRA
Also known as the Coverdell Education Savings Account, an Education IRA is a great way to save for your higher education needs.