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Home > Bank > Certificates and IRAs

CDs and IRAs

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We offer both short- and long-term certificates and a variety of individual retirement accounts (IRAs) to meet your financial needs. Open your CD or IRA online, or at your nearest branch location.



  • Terms range from 91 days to 60 months
  • Minimum deposits range from $500 to $1,000
  • Competitive dividend and annual percentage yield rates








Traditional IRAs

A Traditional IRA is the most basic kind of retirement account. Your contributions are tax-deductible so they reduce the amount of taxes you have to pay. While it doesn’t eliminate taxes, it does let you defer them until you make withdrawals in the future.

  • Tax-deferred savings
  • No service fees
  • No minimum age requirement
  • No contribution age restrictions 
  • Annual maximum amount varies (*Please consult a a tax professional for more information or restrictions)

Roth and Education IRAs

Roth IRAs

A Roth IRA allows you to set aside a specified dollar amount of income after taxes. This gives you a way to grow your money tax-free.

Education IRA

Also known as the Coverdell Education Savings Account, an Education IRA is a great way to save for your higher education needs. 


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