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Merrimack Valley CUMerrimack Valley CU
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Overdraft Protection Line of Credit

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No one likes it when they bounce a check or a payment is declined, but it happens to the best of us.  Protect yourself and your checking account with the Overdraft Protection Line of Credit.

  • Fixed rate line of credit at 18.00% APR*
  • Open end line of credit
  • No prepayment penalties
  • Annual fee of $25.00
  • Fixed limit between $500 and $5,000

Why an Overdraft Protection Line of Credit:

  • Avoid insufficient checking account items fees
  • Prevent 3rd party returned check fees
  • Protect your credit history from unnecessary late payments due to returned items
  • No higher cost per item courtesy pay fees

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Personal Unsecured Loans
Effective Date: Thursday, May 26th, 2022
Loan TypeAPR* as low asLoan Term in MonthsMonthly Payment per $1,000
Includes Debt Consolidation, Holiday & Vacation & PC Loans
  7.74% up to 63 $19.36
Share Secured
  2.99% up to 63 $17.17
Share Certificate Secured
  Add to Certificate 2.50% Up to 63  
Overdraft Line of Credit
$500 - $2,500 18.00% N/A  
Personal Line of Credit
$500 - $5,000 10.99% N/A  

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