Overdraft Protection Line of Credit
No one likes it when they bounce a check or a payment is declined, but it happens to the best of us. Protect yourself and your checking account with the Overdraft Protection Line of Credit.
- Fixed rate line of credit at 18.00% APR*
- Open end line of credit
- No prepayment penalties
- Annual fee of $25.00
- Fixed limit between $500 and $5,000
Why an Overdraft Protection Line of Credit:
- Avoid insufficient checking account items fees
- Prevent 3rd party returned check fees
- Protect your credit history from unnecessary late payments due to returned items
- No higher cost per item courtesy pay fees
| Personal Unsecured Loans | |||
| Effective Date: Saturday, January 16th, 2021 | |||
| Loan Type | APR* as low as | Loan Term in Months | Monthly Payment per $1,000 |
| Includes Debt Consolidation, Holiday & Vacation & PC Loans | |||
| 7.74% | up to 63 | $19.36 | |
| Share Secured | |||
| 2.99% | up to 63 | $17.17 | |
| Share Certificate Secured | |||
| Add to Certificate 2.50% | Up to 63 | ||
| Overdraft Line of Credit | |||
| $500 - $2,500 | 18.00% | N/A | |
| Personal Line of Credit | |||
| $500 - $5,000 | 10.99% | N/A | |
