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Certificate & IRA Rates

Certificate Accounts
Effective Date: Thursday, October 18th, 2018
TermMinimum DepositDividend RateAPY*
91 Days $1,000.00 1.00% 1.00%
6 Month $1,000.00 1.49% 1.50%
12 Month $500.00 1.98% 2.00%
15 Month** $500.00 2.23% 2.25%
18 Month $500.00 2.47% 2.50%
20 Month*** $500.00 2.96% 3.00%
24 Month $500.00 2.47% 2.50%
30 Month $500.00 2.60% 2.63%
36 Month $500.00 2.72% 2.75%
48 Month $500.00 2.96% 3.00%
60 Month $500.00 3.20% 3.25%
*APY = Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Penalty for early withdrawal. Certificate rates are subject to change. Accounts are fully insured.
**One-Time Bump Up Rate Option.
***20 Month CD: Rates not available on IRA Certificates. Early withdrawal penalties apply. Upon maturity this certificate will transfer to the main share account. Limited time offer - subject to change without notice.

JUMBO Certificate Program - $25,000 Minimum Deposit
Effective Date: Thursday, October 18th, 2018
TermDividend RateAPY*
6 Month 0.35% 0.35%
12 Month 0.55% 0.55%
18 Month 0.70% 0.70%
24 Month 1.00% 1.00%
*APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Penalty for early withdrawal. Rates subject to change daily. Accounts are insured by NCUA up to $250,000. Rates are effective as of date below. Call for current rates.

JUMBO Certificate Program - $50,000 Minimum Deposit
Effective Date: Thursday, October 18th, 2018
TermDividend RateAPY*
6 Month 0.35% 0.35%
12 Month 0.55% 0.55%
18 Month 0.70% 0.70%
24 Month 1.00% 1.00%
*APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Penalty for early withdrawal. Rates subject to change daily. Accounts are insured by NCUA up to $250,000. Rates are effective as of date below. Call for current rates.

Locations E-Services Rates Open Account
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