Merrimack Valley CU
Auto & Personal Mortgage & Home Equity Commercial Equipment & Vehicles

Online Banking

Forgot Username?

Forgot Password?


Need Help?

Online Banking

Forgot Username?

Forgot Password?


Need Help?

Home / Join / About Us
about us, MVCU, members,

Our members are our biggest inspiration!

Become a Member

about us, MVCU, members,

Our members are our biggest inspiration!

Become a Member

About Us

Founded in 1955, Merrimack Valley Credit Union (MVCU) is a state-chartered community credit union with over $1.2 billion in assets.  Our Corporate Office is located in Lawrence, Massachusetts.  We currently serve over 73,000 members in Massachusetts, New Hampshire and Rhode Island, offering a wide range of savings and loan products, commercial services and digital banking to meet the financial needs of our growing member base.  Our ten branches are conveniently located in Bridgewater, Fairhaven, Haverhill, Lawrence, Methuen, North Andover, Plymouth, and Quincy, Mass., and Plaistow and Seabrook, N.H. 

We are focused on serving families, individuals and businesses with the credit union philosophy of "people helping people".  We believe in giving back to the communities we serve and demonstrate our commitment through our sponsorships of non-profit organizations, employee volunteer program, and financial literacy initiatives.  

board of directors, management team, managers, senior management, ceo, executive team, MVCU

It's nice to meet you!

Our dedicated Board of Directors & Management team puts you first in all we do.

  • A Board of Directors with more than 200 years of combined experience
  • Executives who are experts in their fields so we can provide you with top-notch products and services
  • Managers who are available to help you achieve your financial goals

Meet the Team

The MVCU Story

Where we've been

1955: MVCU is founded as the Communications Workers Employee Credit Union by Union Local 1365 in North Andover, MA. The name quickly changed to Merrimack Valley Credit Union. G. Harvey Ellis was our first General Manager.

1962: We reached the $1 million in assets milestone! Duncan MacLeod is now the General Manager.

1990s: Our field of membership opened up to serve more than 200 employer groups in the Merrimack Valley as well as their family members.

2005: MVCU converted to a community charter, allowing us to serve eligible members in the Merrimack Valley. Peter J. Matthews Jr. is the President & CEO.

2007: Our Corporate Office moved to Lawrence, MA, and we have five branches.

2016: We opened our sixth branch in Seabrook, NH.

2018: MVCU became a state-chartered credit union.

2019: MVCU merged with Bridgewater Credit Union, allowing us to serve members both in the Merrimack Valley and the south-shore region of Massachusetts. John J. Howard became our President & CEO.

2020: MVCU merged with the Ocean Spray Employees Federal Credit Union, expanding our field of membership to include all Ocean Spray employees and contract growers.

2021: MVCU expanded the field of membership to include additional counties in New Hampshire, Massachusetts, and Rhode Island.

Where we are now

We are a well-capitalized credit union with over $100 million in net worth.  What this means is that we can expand the products and services we offer to better fit your financial needs. Despite our growth, our passion for serving our members has never wavered. We have your best interest at heart!

Stay in the Know!


  • MVCU Donates $10,000 to Plymouth Public Library Foundation

    On Monday, Dec. 5, Bridgewater Credit Union, a division of Merrimack Valley Credit Union (MVCU), established a new community partnership with the Plymouth Public Library Foundation (PPLF), making a $10,000 donation that will support the foundation’s public events through the end of 2023, including its golf tournament, arts & crafts festival and the annual Taste of the Town. The partnership will also include the development of a free financial literacy program that MVCU will launch in conjunction with the Plymouth Public Library next year.

  • MVCU Hosts Annual Thanksgiving Food Drive to Support Local Food Banks

    LAWRENCE, MA — In celebration of the season of giving, Merrimack Valley Credit Union (MVCU) is helping local families in need enjoy their Thanksgiving dinners with loved ones. This year, MVCU’s annual Thanksgiving Food Drive collected goods to support the Merrimack Valley Food Bank (MVFB). Taking place in early November, MVCU members and employees generously donated boxed, canned and non-perishable goods including stuffing, potatoes, cranberry sauce, peanut butter, hot cocoa and much more. The drive was held in MVCU’s Lawrence, Methuen, Haverhill, North Andover, Plaistow and Seabrook branch locations where, in total, MVCU collected a whopping 720 pounds of food for the MVFB.

  • Mortgages & Mobiles: Meet MVCU’s New Mortgage Loan Originator
    What comes to mind when you consider your mortgage loan originator? How about snowmobile collections, hockey games, and a fresh plate of pasta? If you’re surprised, it’s time to meet Paul Carriere, Merrimack Valley Credit Union’s newest addition to its mortgage lending team. Paul, who officially joined MVCU’s mortgage lending department this past August, boasts over twenty-five years of financial industry experience. His career began while attending Merrimack College, where he worked as a customer service representative at a consumer finance company.
  • History and Community Converge in New Plymouth Branch

    As you step inside Bridgewater Credit Union, A Division of Merrimack Valley Credit Union’s new Plymouth Branch, you’ll notice some elements that feel familiar and others that feel rather new. You are still welcomed by the friendly tellers of Plymouth’s previous location and enjoy the same services that all our branches provide. But this new space offers even more: a modern design with bright natural lighting and unique ties to the local community. Let’s go Behind-the-Scenes at BCU’s new branch for the story behind its unique look, and the manager who leads its team.

  • What Does OneTeam Mean to Me?

    I first want to welcome you to Member’s Edge, our expanded news section on Here, you’ll enjoy a behind-the-scenes look at your credit union and the teammates who make Merrimack Valley Credit Union (MVCU) and Bridgewater Credit Union (BCU) wonderful places to work and bank. At MVCU and BCU, we consider ourselves a part of OneTeam; a team made up of many branches, many team members, and many members. We work together to support each other, and we’re all aligned towards the common goal of making this the best place anyone has ever worked or banked.

See how we grow!