Merger Offer: Lender Credit at Closing for Appraisal Fee up to $510 for any purchase mortgage.
Our Adjustable Rate Mortgages (ARMs) offer flexible repayment options and great low rates.
- ARMs: I year, 3 year, 5 year or 7 year options
- Our ARM rate is tied to the Treasury, not LIBOR. This means that your rate change will adjust slower, potentially saving you hundreds or thousands of dollars.
- No point options, no closing cost options available
- Borrow up to 97% of the value of your home for first-time home buyers
- Down payment requirements as low as 3%
- No escrow waiver fee
- Option to lock in a guaranteed interest rate up to 60 days before closing
- Quick loan decisions
- No prepayment penalties. Reduce your interest by paying early