See All | Contract

Online Banking

Join Now
picture of realtor handing keys to homeowner
Home > Borrow > Mortgage Loans > Adjustable-Rate Mortgages

Adjustable-Rate Mortgages

Share On:

Merger Offer: Lender Credit at Closing for Appraisal Fee up to $510 for any purchase mortgage.

Our Adjustable Rate Mortgages (ARMs) offer flexible repayment options and great low rates.

  • ARMs:  I year, 3 year, 5 year or 7 year options
  • Our ARM rate is tied to the Treasury, not LIBOR. This means that your rate change will adjust slower, potentially saving you hundreds or thousands of dollars.
  • No point options, no closing cost options available
  • Borrow up to 97% of the value of your home for first-time home buyers
  • Down payment requirements as low as 3%
  • No escrow waiver fee
  • Option to lock in a guaranteed interest rate up to 60 days before closing
  • Quick loan decisions
  • No prepayment penalties. Reduce your interest by paying early


Locations E-Services Rates Open Account