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Consumer Cards

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Consumer Cards

Choosing the right credit card is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security.
  • Mobile purchasing capability for added convenience.
  • Plus much more!

Via Platinum Card image

Visa® Card

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Pay Down Balances.

Visa® Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time.
  • Save on interest.
  • Non-Rewards.

Choose Where You Earn the Most Cash Back.

Visa Signature® Max Cash Preferred Card

  • Earn 5% cash back on first $2,000 of combined quarterly purchases from two categories of your choice: Home Utilities, Cell Phone Providers, TV/Internet/Streaming and more!1
  • Earn 2% unlimited cash back from one category: Gas Stations & Ground Transportation, Restaurants & Food Delivery or Grocery Stores.
  • 1% unlimited cash back on all other eligible purchases.
  • $150 bonus rewarded after you spend $500 within first 90 days of account opening.  Redeemable as a statement credit, rewards card, or cash deposit.

Rewards To Use The Way You Want.3

Visa Signature® Everyday Rewards+ Card

  • 4x unlimited points on dining, take-out & food delivery
  • 2x unlimited points at grocery stores, grocery delivery, gas stations & streaming services
  • 1x unlimited points on all other eligible spend2
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards3
  • Earn $150 bonus reward (15,000 points) after you spend $500 within first 90 days of account opening4

 


Net purchases are purchases minus credits and returns.  Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks.  Upon approval, see your Cardmember Agreement for details.  You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Elan Financial Services may change APRs, fees and other Account terms in the future based on your experience with it and its a?liates as provided under the Cardmember Agreement and applicable law.

¹The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).  If you’re approved for a new Max Cash Preferred Card, one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.  Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category.  All other net purchases earn 1% cash back.  Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement.  Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).  Cash rewards do not expire as long as the account remains active.  If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

2 You will earn one (1) Point for every $1 dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn three (3) additional Points for every dollar spent in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn one (1) additional Point for every dollar spent in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.

3 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

4 If you’re approved for a new Everyday Rewards+ Card, one-time 15,000 bonus points (a $150 value) will be awarded after eligible net purchases totaling $500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.



The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. 

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