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Home > Borrow > Mortgage Loans > Fixed-Rate Mortgages

Fixed-Rate Mortgages

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Merrimack Valley Credit Union (MVCU) and Bridgewater Credit Union, a division of Merrimack Valley Credit Union (BCU), will take the weight off your shoulders!  With a fixed rate mortgage, you’ll know what your payments will be month-to-month.

  • Fixed rates: 10, 15, 20, 25 or 30 years (or pick your term)
  • Borrow up to 97% of the value of your home for first-time home buyers
  • Down payment requirements as low as 3%
  • No escrow waiver fee
  • Option to lock in a guaranteed interest rate up to 60 days before closing
  • Quick loan decisions
  • No prepayment penalties. Reduce your interest by paying early

Contact our Mortgage Consultants to discuss your housing needs, learn about our affordable programs or to apply for a mortgage. 

*Subject to change without notice.

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