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Home > Borrow > Mortgage Loans > Fixed-Rate Mortgages

Fixed-Rate Mortgages

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$1,000 Lender Credit at closing for any new purchase mortgage through December 31, 2019*

Merrimack Valley Credit Union (MVCU) and Bridgewater Credit Union, a division of Merrimack Valley Credit Union (BCU) will take the weight off your shoulders!  With a fixed rate mortgage, you’ll know what your payments will be month-to-month.

  • Fixed rates: 10, 15, 20, 25 or 30 years (or pick your term)
  • No point options, no closing cost options available
  • Borrow up to 97% of the value of your home for first-time home buyers
  • Down payment requirements as low as 3%
  • No escrow waiver fee
  • Option to lock in a guaranteed interest rate up to 60 days before closing
  • Quick loan decisions
  • No prepayment penalties. Reduce your interest by paying early

Contact our Mortgage Consultants to discuss your housing needs, learn about our affordable programs or to apply for a mortgage. 

*$1,000 credit is applied at closing for purchase mortgages only. Not valid for refinance of existing mortgage either with MVCU or BCU or another financial institution. Loans subject to credit qualifications and approval. Other rates and terms available. Offer is available between July 5 and December 31, 2019. Other restrictions may apply This offer is subject to change without notice.

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