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Home Equity Line of Credit

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Our Home Equity Line offers a smart, flexible way to tap into your home’s equity.  

It’s perfect for things like home renovations, and other evolving credit needs, especially if you’re not sure exactly how much you’ll need, but you know you’ll want to access extra funds in the future. 

  • Borrow only what you need and when you need it
  • Adjustable rate based on the Prime Rate up to 90% LTV
  • Monthly payment may vary based on amount borrowed
  • Finance up to $500,000
  • Loan to value up to 90%
  • No appraisal fee for loans under $250,000

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Home Equity Lines of Credit (HELOC) - Adjustable Rate
Effective Date: Monday, January 24th, 2022
ProgramMaxIntro RateMax LTVAPR as low asMarginIndex

90% LTV

$250,000 3.25% 90% 3.250% VARIES 3.25%

Minimum Home Equity amount is $10,000. Maximum interest rate for Home Equity Lines of Credit is 18.00%. The maximum annual percentage rate that can apply is 18%. There is an appraisal fee for loan applications over $250,000 which can range from $485 - $780. The interest rate is based on the Wall Street Journal Prime Rate and may vary monthly. An early termination fee may apply if closed within the first 12 months. Must meet eligibility guidelines.  APR may change without notice.



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