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Home > Promo > Don't Dream It, Live It

Don't Dream It, Live It

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Building a new addition, paying for college tuition, buying a car, or consolidating debt - our HOME EQUITY LINE offers a smart, flexible way to tap into your home’s equity.

2.99% APR for the first 12 months. Prime + 0% thereafter*. 

Borrow what you need when you need it.  See the 1st year savings comparison below.

  • Borrow from $25,000 up to $500,000
  • Maximum combined Loan-to-value (LTV) up to 90%
  • No appraisal fee for loans under $250,000
  • No closing costs
  • No annual maintenance fee
  • Interest paid may be tax deductible*

To learn more or apply, call 800-356-0067, option 5 or visit any branch location

Limited time offer.

Apply Now

SAVINGS COMPARISON
$50,000 Home Equity Line of Credit for 10 years

  APR* Promotional
Rate
Max. LTV Monthly Payment Interest Savings
1st 12 months
Citizens Bank Prime+0.50% None 70% $518.19 $0
TD Bank Prime+0.25% None 80% $512.19 $0
Jeanne D'Arc
Credit Union
Prime+0% None 80% $506.23 $0
Merrimack Valley Credit Union Prime+0% 2.99% APR fixed for 12 months 90% $506.23 $283.92

 

*2.99% introductory rate is fixed for the first 12 months, after which the rate reverts to Prime. Minimum Home Equity amount is $25,000. Maximum interest rate for Home Equity Lines of Credit is 18.00%. The maximum annual percentage rate that can apply is 18%. There is an appraisal fee for loan applications over $250,000 which can range from $305 – $580. The interest rate is based on the Wall Street Journal Prime Rate and may vary monthly. Prime Rate as of 4/1/2017 is 4.00%. An early termination fee may apply if closed within the first 12 months. Must meet eligibility guidelines. Members will be qualified at the 4.00% rate. Loans subject to credit qualifications and approval. Maximum CLTV of 90%. APR may change without notice. Limited time offer. Consult with your tax advisor about interest deductibility.

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