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Holiday Loan & Fee-Free Visa Giftcards

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Bite into some extra DOUGH this holiday!

Unwrap your Holiday Loan: 3.99% APR* up to $1,200 for 10 months!

  • Don't wait for layaway!  Take your gifts home same day.
  • Avoid super high credit card interest rates.
  • Enjoy affordable monthly payments
  • Offer available from November 1 through December 31
Apply Online Today!

$3.95 Purchase fee waived** on Visa® Gift Cards 

Visa® Gift Cards make holiday gift-giving easy!  You can buy as many cards as you wish – this year, the purchase fee is waived for members from November 1 through December 31.  Get your gift cards at any MVCU branch location.   


Seven Visa gift cards with different holiday images

*APR = Annual Percentage Rate. For 10 monthly payments at 3.99% APR, the repayment amount would be $122.20 per $1,000 borrowed.  Eligibility for this loan is determined by the evaluation of applicant's credit history.  Minimum loan amount of $500 up to maximum loan amount of $1,200.  Term is 10 months.  Offer expires on December 31, 2021, and is subject to change without notice.  

**Purchase fee of $3.95 is waived. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5.00. Gift Cards are issued by MetaBank®, Member FDIC.


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