VISA Online Access
VISA Online Access (Ocean Spray)
Home Improvement
"I needed to update my kitchen... and MVCU made it easy and affordable!"
Tap into the hidden potential of your home... with fixed monthly payments for all of your home improvement needs!
- Affordable & competitive rates
- Loan amount up to $250,000
- Terms up to 15 years
- Easy & convenient online application
| Home Equity Loans - Primary and Secondary residences only | |||||||
| Effective Date: Thursday, May 26th, 2022 | |||||||
| Home Equity Loans up to 90% LTV Fixed Rate | |||||||
| Program | Max | Rate | Max LTV | APR as low as | Margin | Index | Monthly Payment per $1,000 |
| Up to 5 Years | $250,000 | 3.990% | 80% | 3.990% | - | - | $18.41 |
| $250,000 | 4.990% | 90% | 4.990% | - | - | $18.87 | |
| 10 Years | $250,000 | 4.250% | 80% | 4.250% | - | - | $10.24 |
| $250,000 | 5.250% | 90% | 5.250% | - | - | $10.73 | |
| 15 Years | $250,000 | 4.500% | 80% | 4.500% | - | - | $7.65 |
| $250,000 | 5.500% | 90% | 5.500% | - | - | $8.17 | |
Payments do not include taxes and insurance, actual payment obligation will be higher. The APR is an estimate and could be higher, based on the date of closing and the number of days interest collected at consummation. APR may change without notice. Minimum loan amount is $10,000. | |||||||
