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Auto & GAP Insurance

Auto Insurance

When you get your auto loan with us, remember to also get your insurance with us. We offer complete insurance coverage for your car at discounted rates through TruStage Auto & Homeowners Insurance Program.  Merrimack Valley members can save up to 10% off of auto insurance and up to 5% on homeowners. Why not go with a trusted name at a great discount when keeping your larger investments safe?

TruStage is the preferred property and casualty coverage solution offered by hundreds of credit unions to their members.  

  • Thanks to its e-service, you can easily pay your bill, make policy changes or report a claim – all online.
  • No waiting to file a claim – TruStage gives you 24/7 access to file

Get started today by getting a free, no obligation quote
 

Guaranteed Asset Protection (GAP) Plus

Why would you need GAP insurance? The average car depreciates $3,654 a year. Newly purchased vehicles depreciate the second they’re driven off the dealer’s lot. If your car is stolen or totaled in an accident, you could owe more than the vehicle is worth. GAP is designed to cover that depreciation amount, so you aren’t on the hook for the balance.

Depending on your circumstances, regular auto insurance may not cover your entire loss in a settlement. If you owe more on your vehicle than it’s worth or you put less than 20% down when buying it, GAP insurance could make a major difference. It will pay the potentially high-cost difference between your insurance settlement and your loan balance.


The “plus” part of MEMBERS CHOICE Guaranteed Asset Protection (GAP) Plus is an extra $1,000 toward your down payment of a replacement vehicle when you finance it with us within 60 days after your primary insurance company gives you a settlement check.

Credit Disability and Credit Life Insurance

MEMBERS CHOICE Credit Life Insurance can help you pay off your credit union loan so you or your loved ones won’t have to in the event of a disabling injury or unexpected illness or death. All it takes is a few simple steps during your loan paperwork and your family will be covered. 

 

*The TruStage Auto & Homeowners Insurance Program  and MEMBERS CHOICE®  are made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.Y0040_GHA082GH-0111

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