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Leisure Vehicle Loans

No matter what type of vehicle you fancy for recreational purposes—motorcycle, four-wheeler or even jet-ski—we can help you get into the driver's seat. We have great rates and affordable payments for new or used vehicles. 

  • Small Leisure Vehicles (personal watercraft, snowmobile, off-road motorcycle, ATV, Segway)
  • Borrow up to 100% of Invoice or NADA value Finance up to 72 months
  • Up to 6-year term for Leisure Vehicles (Motorcycles, ATVs, Jet Ski, Snowmobiles)
  • Purchase or refinance Same low rates New or Used
  • Save with Relationship benefits and electronic payment

Leisure Vehicles (Motorcycles, ATVs, Jet Ski, Snowmobiles, etc.)
Effective Date: Friday, May 26th, 2017
Loan TypeAPR*Loan Term in MonthsMonthly Payment per $1,000
Model Years 2016 - 2011 2.99% up to 36 $29.08
  3.29% 37 to 48 $22.26
  3.59% 49 to 60 $18.23
New Only ($15,000 Min.) 4.19% 61 to 72 $15.73
Model Years 2010 and Older - add 2.00% to existing rates

*Annual Percentage Rate reflects 0.25% discount with automatic funds transfer from an MVCU account. APR is based on $10,000 financed. APR and term are determined by the evaluation of applicant's credit history and the actual rate and/or term may vary. We use risk-based pricing to determine the interest rate and/or term (see below).

What is Risk-Based Pricing?
Risk-based pricing is a system that evaluates the risk factors of your loan application and credit profile and adjusts the interest rate and/or term up or down based on this risk evaluation.

What Factors Can Affect My Loan Pricing?
We will obtain a credit report that shows the amount of debt you have outstanding and how you have historically paid on your debt. The credit report will also contain a "credit score" that ranks your credit history. Credit scores look at five main kinds of credit information, namely: payment history; amount owed; length of credit history; new credit; and types of credit in use. Generally, if you have had any history of nonpayment or late payments on any loans or debt, this may lower your credit score and increase your interest rate and costs. People with high credit scores consistently pay their debts on time, keep balances low on credit cards and other revolving loans, and apply for and open new credit accounts as needed.

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