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Match Made in Heaven

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A match made in heaven!  

A free checking account PLUS mobile banking to track your rewards!  

Kasasa Cash Back

FREE checking account that pays you cash!


  • Get 3.00% cash back on everyday debit card purchases*.
  • Earn up to $9.00 Cash Back per month, $108 per year.
  • Get refunds on ATM withdrawal fees, nationwide*.


  • Earn cash back on debit card purchases
  • No monthly maintenance fees, ever
  • No minimum balance to earn your rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or bill pay transaction(s)
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

We understand life gets busy.  If you don't meet the qualifications one month, your account is still free and you can try again the following month.

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State-of-the-art Mobile Banking to watch those rewards roll in!Cell phone showing "Accounts" Screen in mobile banking

More features & convenience so you can bank easier.

  • View all of your accounts, even non-MVCU accounts, securely in one place, under one login
  • Check balances on your checking and loan accounts, including Quick Balance
  • Deposit checks in just a few clicks
  • Face ID & Touch ID login
  • SSL encryption to ensure data transfers are secure
  • Move money easily!  Cross membership transfers & external transfers to accounts at other Financial Institutions
  • Pay bills easily to individuals & businesses
  • Create and monitor your budgets
  • Easily view your statements, tax documents, and notices
  • Monitor and maintain your FICO score
  • Quick apply for new accounts and loans

Get started with Mobile Banking today!

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All members with checking accounts are eligible for:

  • Free Visa Debit Card
  • Free Online or Mobile Banking
  • Free Bill Payment
  • Free ATMs at 40,000 FREE ATM locations nationwide via the SUM and CO-OP Networks.®
  • Free deposits through the NYCE Share Deposit Network
  • Overdraft protection is available on designated savings accounts
  • Direct Deposit and ACH transfers
  • Free monthly statements via mail or email
  • Added account protection with Courtesy Pay


Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

Click here for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period.  A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.  

You will receive reimbursements up to $25.00 in ATM fees assessed at nationwide ATMs we do not own or operate within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified. 

When your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the month for all Kasasa accounts.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply.  Must be a CU member or open an account.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$25.00 minimum deposit is required to open the account. 

Monthly Direct Deposit/ACH credit, enrollment in online banking, eStatement enrollment are condition(s) of Kasasa Cash Back account(s).

There are no minimum balance fees.  There are no recurring monthly maintenance charges or fees to open or close this account.  Other fees still apply, and fees may reduce the earnings on the account. 

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.


Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

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