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10 Money Saving Tips for Back to School Shopping

School shopping might look a little different this year, but here are some timeless tips for how to save money during the "back to school" shopping season...

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feet hanging out car window at beach

 

Buy a New Car...and Never Miss a Beach Day!

Life is busy. Not enough hours in the day, right? But even when you’re not busy, it would be nice to enjoy what little down time you have. So when shopping for a new car feels like ONE MORE THING on your to-do list, let the experts check it off for you!

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2 students in library

 

Squeeze the Most Out of Your Summer Before College

You’ve received your college acceptance letters, graduated from high school, and maybe even had a big party to celebrate. Congratulations! While some students may be hitting the beach and taking time to decompress, you want to make the most of the next few months before going off to college. You’re smart...

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half a used car and half a new car

 

Should You Buy a New or Used Car?

You’re ready for some new wheels, but should you buy new or used? There are passionate arguments on both sides, so you have to take your needs, wants, and budget into account while making this important decision...

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What's the Deal with Life Insurance?

There’s a common misconception that you only need life insurance if you have a family.  But is this true?  Do you even know what life insurance is meant to cover? Aside from paying for funeral, burial, and legal fees, how else does life insurance help?Let’s talk about a few scenarios and how life insurance provides superior protection...

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Saving for Your Child's College Education

Are you planning ahead NOW to save for your child's college education in the future? See these  helpful planning tips... 

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DIY Home Updates While Staying Safe at Home

Spring is traditionally a time of year when people dive into spring cleaning and home improvement projects. This year is different as our communities deal with Covid-19 and “stay-at-home” mandates. Many of us are home all the time, and we should be in a place that makes us feel good AND is functional...

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5 Simple Money Saving Ideas

Here are some simple ways to save more money this year and start building real wealth without cramping your lifestyle (no coupon clipping involved!)...

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growing herbs in pots

 

How Can Herbs Improve Your Financial Picture?

With the use of fresh herbs, you can learn to make even tastier meals & eat more meals at home…saving you money!

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Stimulus Payments

Last week, the Federal Government began delivering “Economic Impact Payments” to eligible citizens through the Coronavirus Aid, Relief and Economic Security (“CARES”) Act. Get answers to common questions here...

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Scam Alert from the IRS

Warning! There are potential scams related to government assistance for taxpayers impacted by the coronavirus and stimulus payment checks.<

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What is FICO?

Basically, FICO refers to your credit score.  Your FICO score is created based on information from the major credit reporting agencies: TransUnion, Equifax, and Experian. Your score represents whether or not you are likely to pay your bills in a timely manner and if you’ll be able to use additional credit responsibly...

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drawn house with dollar signs

 

3 Huge Reasons to Refinance Your Mortgage

Has it been a few years since you purchased your home? Things may have changed for you since you made that commitment to a 30-year mortgage – your income and credit score could have gone up. Interest rates may have gone down. Now is a great time to see if refinancing your mortgage makes sense for you...

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drawing of 3 parked cars

 

Does Leasing a Car Make Sense?

If you’re in the market for some new wheels, you may be confused about leasing. Is it better to lease or buy your next car? There are passionate arguments on both sides, so you have to take your needs, wants, and budget into account while making this important decision...

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group of people around fire on beach

 

Some Millennials are Retiring Early – What are Their Secrets?

There’s a growing community of people who are strategically planning to retire much earlier than 65, 60, or even 50 years old. These people are making radical changes to their lifestyles and financial plans. They are looking to achieve...

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books on a shelf

 

It's Never Too Late to Go "Back to School"

Did you know it’s truly never too late to go “back to school” and learn something new? There are options in New Hampshire, Massachusetts and even online for adults who are ready to expand their knowledge...

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computer and calculator

 

The Countdown 'til Tax Time is Here

To all of those efficient Americans out there who are finished with their taxes - Congratulations! You probably already have your return and have moved on to bigger and better things.  For the rest of us who put it off because the task is either too unpleasant or too daunting, we just need to breathe and dive in...

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piggy bank holding a key on top of a car

 

When to Refinance Your Auto Loan

Once you purchase a vehicle and start making those monthly payments, don’t dismiss the possibility of saving hundreds of dollars with the chance to refinance later. Yes, just like with a home mortgage, you have the option, when the time is right, to refinance an auto loan...

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burgler at computer

 

Protect Yourself from Credit Card Theft

You're at a restaurant out of town and you've just finished a great dinner.  Your server comes back to the table with your credit card.  She looks at you and says, "I'm sorry, but your card has been declined.  You stare at her for a moment, while your mind immediately starts calculating how that could be - you have a $10,000 credit limit, and you're not even close to hitting it... 

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slot machine

 

It's Not About Luck-- YOU Could Save $200 a Month!

How would your life change if you were able to save $200 a month? Did you know that’s less than $7 per day? It could be as easy as skipping a fancy latte and snack each day. If you make this a daily habit, save this little stash of money, and utilize it smartly… it can do wonders for your financial situation over time...

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cartoon camper

 

Gear Up Now For Your Next Camping Adventure!

The warmer seasons will be here before you know it!  If this is the year you hope to get a new RV for your family, check out the upcoming RV and Camping Expos coming to our area...

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stacks of hundred dollar bills

 

Do You Want to be a Millionaire?

When you were a little kid, did you dream of being a millionaire?  Did it sound like a magical fantasy that would allow you to live a luxurious life? Well… experts are now warning that a million dollars may no longer be enough savings to fund your retirement, depending on your personal circumstances...

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You CRUSHED Senior Year...Now What?

You could spend this summer between high school and college vegging out, or you could use the next few months to get ahead. Here are 3 tips for making the most of this special summer...

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cartoon man driving car

 

Smart Car Buying Strategies

Traditionally, this is a BIG month for car sales!  You’ll find many special deals from the auto makers, car dealerships and financial institutions.  Before you shop for your new car, here are some smart strategies to help you drive home with the right car and the best deal...

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shaking hands

 

The Art of the Deal: How to Negotiate the Price of Your Next Car

Even if you don't have any experience haggling with a salesperson, you can go into a dealer confidently with the price you're willing to pay.  You'll just need to do some research and apply some of the tips provided below...

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piggy banks

 

How Much Money Could YOU Save Each Month?

Did you know you can use debt consolidation as a tool to lower your monthly payments and interest? If you’re like most Americans, you may be juggling several different payment responsibilities each month: credit cards, car loans, store credit cards, gas credit cards and even student loans...

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maze with the word success in the middle

 

Untangle College Payment Confusion

You successfully made it through the college application and admissions processes—congratulations! Now that you’ve found a fantastic school, it’s time to create a smart plan to pay for your education. If you filled out the FAFSA, you may be eligible to receive scholarships, grants, and loans through your college, state, or the federal government. You may also want to...

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man looking at tv

 

Reading Between the Lines of Car Commercials

Car commercials and car advertisements are a great way to learn about what's available on the market.  However, just like any other product, if the ad seems too good to be true... it is. Here are some things to look for when watching or reviewing an automobile advertisement...

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colorful hands reaching toward sky

 

10 Ways to Give Back This Holiday Season

Looking for ways to give back?  Here are 10 ideas to get you started. 1.  Provide Food – Donate canned goods or funds to your local food bank or pantry.  You could also volunteer your time at a local soup kitchen, such as Bread & Roses in Lawrence, or get involved with Meals-On-Wheels...

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people riding boat through water

 

Escape Winter at Upcoming Boat Shows

If you’re tired of getting blasted with cold air every time you head outside, it’s time to start planning for the warm Spring & Summer breezes. The warmer weather will be here before you know it! If you’ve been dreaming of a new family boat, check out the upcoming boat shows coming to our area...

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2 business partners at their checkout

Moving from Business "Feast or Famine" to Profitability

One of the most difficult things about starting or growing a small business is funding it. Skills like developing a budget and sales forecast, managing expenses and monthly cash flow, and generating capital for large purchases and investments are essential for any entrepreneur to succeed. Even when everything goes according to plan, the financial burden on a business owner can be challenging... 

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