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Merrimack Valley CUMerrimack Valley CU
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Personal Line of Credit

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Be ready for any expense that comes your way with a Personal Line of Credit.

Why a Personal Line of Credit:

  • Debt consolidation: Pay those credit cards off & lower your monthly payments!
  • Holiday loan: Budget those holiday expenses into a low fixed-rate payment!
  • Vacation loan: Go ahead and take that trip - you've earned it!
  • Home improvement: New windows? Done!
  • Household goods: New living room set? Done!
  • Back to School: Backpacks, clothes, and uniforms? Done!
  • Emergency expenses: Don't use it unless you need it. 


  • Fixed rate line of credit at 10.99% APR*
  • Open end line of credit
  • No prepayment penalties
  • Annual fee of $25.00
  • Fixed limit between $500 and $5,000


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Personal Unsecured Loans
Effective Date: Monday, January 24th, 2022
Loan TypeAPR* as low asLoan Term in MonthsMonthly Payment per $1,000
Includes Debt Consolidation, Holiday & Vacation & PC Loans
  7.74% up to 63 $19.36
Share Secured
  2.99% up to 63 $17.17
Share Certificate Secured
  Add to Certificate 2.50% Up to 63  
Overdraft Line of Credit
$500 - $2,500 18.00% N/A  
Personal Line of Credit
$500 - $5,000 10.99% N/A  

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