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Home / Rates / Home Equity Rates

Home Equity Loans - Primary and Secondary residences only
Effective Date: Monday, June 27th, 2022
Home Equity Loans up to 90% LTV Fixed Rate
ProgramMaxRateMax LTVAPR as low asMarginIndexMonthly Payment per $1,000
Up to 5 Years $250,000 4.490% 80% 4.490% - - $18.64
  $250,000 5.490% 90% 5.490% - - $19.10
10 Years $250,000 4.750% 80% 4.750% - - $10.49
  $250,000 5.750% 90% 5.750% - - $10.98
15 Years $250,000 4.990% 80% 4.990% - - $7.90
  $250,000 5.990% 90% 5.990% - - $8.43

For a 1st Lien: Payments do not include taxes and insurance, actual payment obligation will be higher. The APR is an estimate and could be higher, based on the date of closing and the number of days interest collected at consummation.  APR may change without notice. Minimum loan amount is $10,000. There WILL be an appraisal fee for applications $250,000 and over which can range from $485 - $780.

Home Equity Lines of Credit (HELOC) - Adjustable Rate
Effective Date: Monday, June 27th, 2022
ProgramMaxIntro RateMax LTVAPR as low asMarginIndex
90% LTV $250,000 4.750% 90% 4.750% VARIES 4.75%

Minimum Home Equity amount is $10,000. Maximum interest rate for Home Equity Lines of Credit is 18.00%. The maximum annual percentage rate that can apply is 18%. There is an appraisal fee for loan applications over $250,000 which can range from $485 - $780. The interest rate is based on the Wall Street Journal Prime Rate and may vary monthly. An early termination fee may apply if closed within the first 12 months. Must meet eligibility guidelines.  APR may change without notice.