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A Smart Choice for Students

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College is expensive, and expenses add up very quickly. So you need a financial solution that helps you, not costs you more than you can afford!

For the past 60 years, we've helped thousands of families, sometimes three generations of the same family, in the Merrimack Valley and South Shore areas. Through our mission of “people helping people” and non-profit cooperative, we're able to offer quality products and services at reasonable rates and costs.  And we're ready to serve you – with our low-cost, affordable and flexible solutions through college and beyond. 

To learn more about each service, click on the individual icon below.  

Everyday Banking                     Financing Your College Needs
Everyday Banking
Smart Student Package*

Financing Your College Needs
Affordable Student Loans

Building Your Credit     Major Purchases  

Building Your Credit
Visa® College Rewards
Visa® College Rewards
Major Purchases
Low-rate Auto Loans


*If you're age 16 to 24 and you're planning to or are already attending college, our Smart Student Package combines all the services you need while saving you money at the same time.

How to get started: 

  1. Become a member of Merrimack Valley Credit Union or Bridgewater Credit Union, a division of Merrimack Valley Credit Union.
  2. Start with a Main Share Savings Account with at least $5.00. Add a Checking Account. Your Smart Student Package includes a Student Checking Account with Free Mobile Banking and Debit Card.  The first $10 of ATM monthly fees is waived.
  3. Open your account online or at any of our branch locations.  The North Andover branch is located in the Market Basket Plaza, 1 mile away from Merrimack College and easily accessible via the campus shuttle.
  4. Come back for your Visa® College Rewards Card, Student Loan and Auto/Personal Loan when you are ready. We'll be here to help you.
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