Take Back Auto Loan - Merrimack Valley CU
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Home / Borrow / Take Back Auto Loan
Auto loan, Take-Back Loan, Take backs, car loan, vehicle loan, MVCU, Merrimack Valley Credit Union

An auto loan that puts me in control is exactly what I needed!

Apply Now

Auto loan, Take-Back Loan, Take backs, car loan, vehicle loan, MVCU, Merrimack Valley Credit Union

An auto loan that puts me in control is exactly what I needed!

Apply Today

Take-BackTM Auto Loan


The loan that puts you in the driver's seat

New, Used or Refi

  • 100% financing for new & used cars*
  • Rates as low as 5.74% APR*
  • Terms up to 87 months***
  • Fast online pre-approvals & instant decision
  • No Payment for 90 days**
  • Close from the comfort of your own home with DocuSign


Apply Now  Check Auto Rates***

Your loan - on your terms. 

Powered by Kasasa

The Take-Back Auto Loan is a normal auto loan... but better*:

  • Access the extra money you've paid at any time with Take-Backs
  • Manage your loan 24/7 with a personal dashboard
  • Enjoy a fixed rate and convenient term
  • Pay extra to shorten your term and save on interest
  • Keep the same rate & term - no matter what

See how it works


Calculate Your Car Payment

Your monthly payment is only...
354.86 for 5 years
Apply Now

Taking control has never been so easy

Apply for a loan

Get the auto loan you need with a fixed interest rate and the payment that works for you.

Log In

Manage your loan with the dashboard, make payments, and see how quickly you can pay off your loan by paying extra.

Pay ahead

Have a few extra dollars this month?  Pay more this month and watch your balance go down and your pay-off date move up.

Take it back

Your extra cash is there to take back when you need it!  Your balance and and pay-off date will adjust automatically. 

car buying, car, help, mvcu, auto, auto loan

Car buying made easy with Auto Advisor!

Skip the hassle! Let Auto Advisor find your next car!

  • Your Advisor finds the car you're looking for at the best price
  • They arrange your test drive within their Authorized Network of Dealers
  • Skip the haggling! Your Auto Advisor negotiates for you
  • Save an average of $2,500 when you work with an Advisor!

Contact Auto Advisor

Protect your investment

Auto Insurance

  • Enjoy discounted rates on car insurance
  • Easily pay your bill, make policy changes, or report a claim: All online!
  • File your claim 24/7: When you need help, it's available

Get Started Today

Guaranteed Asset Protection (GAP) Plus

  • Close the GAP between what you paid and your car's depreciation
  • Ensure your loss is covered if you're in an accident or your car is stolen
  • PLUS: get an extra $1,000 toward your down payment of a replacement car!

Contact Us

Debt Protection

  • Protect your loan balance against death, disability, or involuntary unemployment
  • Coverage could cancel your loan balance or payment up to contract maximums

Contact Your Loan Officer

Extended Warranty

  • Be ready if your car breaks down
  • Comprehensive mechanical breakdown coverage for all makes & models
  • Skip the deductible on covered parts or labor

Contact Us

Insurance is not insured by NCUA, Not Credit Union Guaranteed, Not Credit Union Deposits or Obligations, May Lose Value.  

MVCU, Skip A Pay, Skip Payment, auto loan, personal loan

Give yourself a little gift with Skip-A-Pay!

Skip up to one (1) loan payment per year per qualifying loan*... and YOU pick the month you want to skip!

  • Login to Online or Mobile Banking.  Select "Skip-A-Pay" from the Transfers dropdown.  
  • Select the eligible loan that you'd like to skip and follow the instructions.
  • There is a fee of $30.00 per loan per month skipped.
  • Offer applicable on Consumer closed-end loans only: Auto, Motorcycle, and/or Personal loans.

Don't have Online Banking?  Visit a branch or call us at 800-356-0067 today!  

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