Mortgage Questions
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Typically, there are no closing costs associated with a Home Equity Line.... [
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Yes. You can either call us or complete our online application.
If your loan is set up with an escrow account, the credit union will obtain... [
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No. In addition to Massachusetts, we also finance properties in New Hampshire,... [
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We do not have a list of properties that we currently own.
If you are... [
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Unfortunately, we do not offer construction loans at this time.
Consider... [
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We do offer FHA loans. We will be offering VA loans in the near future. ... [
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We use risk-based pricing to determine the interest rate and/or term. Risk-based... [
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If you elect to escrow your property taxes, you will make monthly payments... [
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An adjustable-rate mortgage (ARM) is a home loan with an interest rate that... [
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Typically, the mortgage process takes from 30 to 45 days for purchase and... [
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We offer many mortgage programs with up to 97% financing in some cases.... [
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The costs to refinance your first mortgage will vary depending on your personal... [
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Points are also known as Origination Fees and Discount Fees. They are fees... [
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The specific amount of your closing costs will vary depending on your specific... [
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A jumbo loan is a loan that is over the conforming loan amount. Each year... [
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A mortgage is a loan to finance the purchase of your home and is likely... [
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A mortgage note, sometimes called a real estate lien note, is a signed legal... [
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A townhouse is a single-family home that usually has two or more floors.... [
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An escrow account is established as a convenient way to manage property... [
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Freddie Mac is a quasi-governmental agency that purchases conventional mortgages... [
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Private Mortgage Insurance is required if you are putting less than 20%... [
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A pre-qualification is a compilation of figures given in order to calculate... [
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The maximum loan term for a mortgage is 30 years.
Struggling to pay your... [
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The Truth in Lending Act (TILA) of 1968 is a United States Federal Law designed... [
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Getting pre-approved before buying a home provides you with the price range... [
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