VISA Online Access
VISA Online Access (Ocean Spray)
Mortgage Questions
Mortgage Questions
Typically, there are no closing costs associated with a Home Equity Line.... [Read More]
Yes. You can either call us or complete our online application.
If your loan is set up with an escrow account, the credit union will obtain... [Read More]
No. In addition to Massachusetts, we also finance properties in New Hampshire,... [Read More]
We do not have a list of properties that we currently own.
If you are... [Read More]
Unfortunately, we do not offer construction loans at this time.
Consider... [Read More]
We do offer FHA loans. We will be offering VA loans in the near future. ... [Read More]
We use risk-based pricing to determine the interest rate and/or term. Risk-based... [Read More]
If you elect to escrow your property taxes, you will make monthly payments... [Read More]
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that... [Read More]
Typically, the mortgage process takes from 30 to 45 days for purchase and... [Read More]
We offer many mortgage programs with up to 97% financing in some cases.... [Read More]
The costs to refinance your first mortgage will vary depending on your personal... [Read More]
Points are also known as Origination Fees and Discount Fees. They are fees... [Read More]
The specific amount of your closing costs will vary depending on your specific... [Read More]
A jumbo loan is a loan that is over the conforming loan amount. Each year... [Read More]
A mortgage is a loan to finance the purchase of your home and is likely... [Read More]
A mortgage note, sometimes called a real estate lien note, is a signed legal... [Read More]
A townhouse is a single-family home that usually has two or more floors.... [Read More]
An escrow account is established as a convenient way to manage property... [Read More]
Freddie Mac is a quasi-governmental agency that purchases conventional mortgages... [Read More]
Private Mortgage Insurance is required if you are putting less than 20%... [Read More]
A pre-qualification is a compilation of figures given in order to calculate... [Read More]
The maximum loan term for a mortgage is 30 years.
Struggling to pay your... [Read More]
The Truth in Lending Act (TILA) of 1968 is a United States Federal Law designed... [Read More]
Getting pre-approved before buying a home provides you with the price range... [Read More]
