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Why join us

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Join Merrimack Valley Credit Union and experience banking our way. Serving the Merrimack Valley community since 1955.  

Enjoy the advantages: As a nonprofit member-owned cooperative, we can offer low rates on loans, and high rates on savings. Talk about the best of both worlds! 

Feel the Passion: We deliver financial services with equal parts professionalism and friendship. Because your big financial moments are pretty big life moments, too. 

See the Impact: Financially and as volunteers, we're always looking for ways to invest in the Merrimack Valley's growth and health.

Trust in this Commitment: Once you join Merrimack Valley Credit Union, you'll always be a part of our family. 

Membership Benefits: As a member, you not only have access to our complete suite of products and services, you’re part-owner as well. We pass any "profits" we make directly back to members. Because there are no shareholders to keep happy, we are able to offer better rates and lower fees. Typically, we offer higher rates on savings and certificates—and much lower rates on loans. You can save hundreds or even thousands over the life of the loan. That’s because all profits come back to the members—not shareholders.

You'll also enjoy member rewards, referral incentives, discounts on services, branch giveaways and more. And your savings are fully insured by the NCUA and MSIC so your money is safe and secure.

Great Financial Services: Not only do we help you save and get loans at reasonable rates, we provide these services to meet all your needs:

  • Free checking
  • High interest rates on savings accounts and CDs
  • Low interest rates on mortgages, vehicle loans, student loans and personal loans
  • Credit cards with low or no annual fees, low interest rates and rewards
  • Online services including Mobile Banking, Debit Card, Direct Deposit, Electronic Statement
  • Financial education and counseling services
  • Investment services
  • Notary services

Personal Attention: We deliver financial services with equal parts professionalism and friendship. Our member service representatives will work with you to make your financial transactions as easy and convenient as possible—and help you achieve your financial goals.

So, join our credit union and be part of our family. 

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