Checking Accounts
You have choices when you're a member of Merrimack Valley Credit Union (MVCU) and Bridgewater Credit Union, a division of Merrimack Valley Credit Union (BCU)! Find the best fit for you with our three checking accounts:
Free Checking
Benefits
- Free standard checks
- 0.25% discount on consumer loans.
Requirements
- Minimum $25.00 deposit to open.
Interest Checking
Benefits
- Earn interest
- Free standard checks.
- Up to $10/month ATM reimbursements.
- 0.25% discount on consumer loans.
Requirements
- Minimum $25.00 deposit to open.
- Enroll in online banking.
- Enroll in eStatements.
- Direct deposit of any amount (or a deposit of at least $750/month)
- $1,000 average daily balance to receive ATM surcharge reimbursements.
You have 60 days to complete the requirements. If this account isn't the best fit for you, you'll be converted to the Free Checking account.
Student Checking
Benefits
- Free standard checks.
- Up to $10/month ATM reimbursements.
Requirements
- Minimum $25.00 deposit to open.
- Must be 16-24 years old.
You'll be converted to the Free Checking account when you turn 25.
All members with checking accounts are eligible for:
- Free ATM/Visa Debit Card
- Free Online or Mobile Banking
- Free Bill Payment
- Free ATMs at 40,000 FREE ATM locations nationwide via the SUM and CO-OP Networks®
- Free deposits through the NYCE Share Deposit Network
- Free overdraft protection from designated savings accounts
- Direct Deposit and ACH transfers
- Free monthly statements via mail or email
- Added account protection with Courtesy Pay
