Checking Accounts
You have choices when you're a member of Merrimack Valley Credit Union (MVCU) and Bridgewater Credit Union, a division of Merrimack Valley Credit Union (BCU)! Find the best fit for you with our three checking accounts:
Free Checking*
Benefits
- Round up your savings: Round up your debit card transactions to the nearest dollar and the extra change will be deposited into your savings account! Learn more & enroll today!
- Free standard checks
Requirements
- Minimum $25.00 deposit to open.
Interest Checking
Benefits
- Earn interest
- Round up your savings: Round up your debit card transactions to the nearest dollar and the extra change will be deposited into your savings account! Learn more & enroll today!
- Free standard checks.
Requirements
- Minimum $25.00 deposit to open.
- Enroll in online banking.
- Enroll in eStatements.
- Direct deposit of any amount (or a deposit of at least $750/month)
You have 60 days to complete the requirements. If this account isn't the best fit for you, you'll be converted to the Free Checking account.
Student Checking
Benefits
- Free standard checks.
Requirements
- Minimum $25.00 deposit to open.
- Must be 16-24 years old.
You'll be converted to the Free Checking account when you turn 25.
All members with checking accounts are eligible for:
- Free ATM/Visa Debit Card
- Free Online or Mobile Banking
- Free Bill Payment
- Free ATMs at 40,000 FREE ATM locations nationwide via the SUM and CO-OP Networks®
- Free deposits through the NYCE Share Deposit Network
- Free overdraft protection from designated savings accounts
- Direct Deposit and ACH transfers
- Free monthly statements via mail or email
- Added account protection with Courtesy Pay
*Other fees that are not categorized as maintenance or activity charges may apply (for example, insufficient funds or stop payment). See fee schedule for details.
