Personal Loans

Five great ways to get the funds you need, when you need them

Unsecured Personal Loan

Perfect for: Debt Consolidation, holiday, vacation, medical expenses, and so much more!
No collateral necessary! Approval is based on your income & credit history.
Rates as low as 9.24% APR*
Terms up to 66 months.
Comes with the Take-Back feature (with some exceptions).
Fixed monthly payment.

Apply Now

Secured Personal Loan

Perfect for: Debt Consolidation, holiday, vacation, medical expenses, and so much more!
The loan is secured by your Savings or Certificate account
Rates as low as 3.49% APR*. Rate is indexed to rate of the associated Savings or Certificate account.
Terms up to 66 months
Fixed monthly payment

Apply Now

Peace of Mind Personal Loan

Perfect for: Debt Consolidation only!
Available to new MVCU members within 60 days of membership
Includes a "Thank you for joining" rate discount of 1.00% APR* off an Unsecured Personal Loan
Get out of debt sooner! No exorbitant credit card interest rates
Terms up to 66 months
Fixed monthly payment

Apply Now

Personal Line of Credit

Perfect for: Debt Consolidation, holiday, vacation, medical expenses, and so much more!
Borrow what you need, when you need it
Fixed rate line of credit at 11.99% APR*
Fixed limit between $500 and $5,000
Annual fee of $25.00

Apply Now

Overdraft Line of Credit

Perfect for: Those unexpected bounced checks & declined payments
Avoid insufficient checking account item & 3rd Party returned check fees
Protect your credit history
Fixed rate line of credit at 18.00% APR*
Fixed limit between $500 and $2,500
Annual fee of $25.00

Apply Now

Check Your Rate

Personal Unsecured Loans

Effective Date: Friday, September 22nd, 2023

Loan Type APR* as low as Loan Term in Months Monthly Payment per $1,000

Personal Unsecured Loans 9.24% up to 66 $19.46

Peace of Mind Unsecured 8.24% up to 66 $18.96

Smart Choice Unsecured 9.24% up to 60 $20.96

Share Secured Add to Share 3.50% up to 66

Share Certificate Secured Add to Certificate 3.50% CD Maturity

Overdraft Line of Credit ($500 - $2,500) 18.00% N/A

Personal Line of Credit ($500 - $5,000) 11.99% N/A

Calculate Your Payment

Loan Type

Rate 2.490%

APR as low as 2.490%

Loan Amount

Your monthly payment is only...

354.86 for 5 years

Apply Now

An Easy Way to Make Your Loan Payment

Online Banking makes payments easy!

Use the Transfers Widget on Online banking or in the app
Make regular payments, extra payments, or principal only payments
Put your payments on Auto Pilot! Just change the frequency from “one time” to “monthly” and your payment will be made automatically!
Add an external account for payments in Online & Mobile Banking

Set up your Transfers today!

Online Banking

Online Banking

When I was in a tight financial spot, MVCU was there to help.

When I was in a tight financial spot, MVCU was there to help.

Personal Loans

Five great ways to get the funds you need, when you need them

Unsecured Personal Loan

Secured Personal Loan

Peace of Mind Personal Loan

Personal Line of Credit

Overdraft Line of Credit

Check Your Rate

Calculate Your Payment

An Easy Way to Make Your Loan Payment

Online Banking makes payments easy!

Members Also Like

Personal Unsecured Loans
Effective Date: Friday, September 22nd, 2023
Loan Type	APR* as low as	Loan Term in Months	Monthly Payment per $1,000
Personal Unsecured Loans	9.24%	up to 66	$19.46
Peace of Mind Unsecured	8.24%	up to 66	$18.96
Smart Choice Unsecured	9.24%	up to 60	$20.96
Share Secured	Add to Share 3.50%	up to 66
Share Certificate Secured	Add to Certificate 3.50%	CD Maturity
Overdraft Line of Credit ($500 - $2,500)	18.00%	N/A
Personal Line of Credit ($500 - $5,000)	11.99%	N/A

When I was in a tight financial spot, MVCU was there to help.

When I was in a tight financial spot, MVCU was there to help.

Personal Loans

Unsecured Personal Loan

Secured Personal Loan

Peace of Mind Personal Loan

Personal Line of Credit

Overdraft Line of Credit

Take control with the Take-Back Loan!

Check Your Rate

Calculate Your Payment

Give yourself a little gift with Skip-A-Pay!

An Easy Way to Make Your Loan Payment

Online Banking makes payments easy!

Members Also Like