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Mortgage Loans

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$1,000 Lender Credit at closing for any new purchase mortgage through December 31, 2019*

Buying a house?  Whether you're a first time home buyer or you're planning to upgrade your existing home, get a free pre-approval with us first.

We have a variety of mortgages that can help you get into your next home, or refinance your existing home. We can help you determine how much down payment you need, how much you can qualify for, and how to improve your credit score so that you can avoid making mistakes that could cost you time and money.  Find the program that best works for you - Fixed, Adjustable, low down payment with HomeReadyTM Mortgage, or HomeAdvantage.

Fixed-Rate Mortgage

Take the weight off your shoulders by knowing what your payments will be month-to-month.

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Adjustable-Rate Mortgage

Plan for a future upgrade and qualify for a bigger mortgage with a shorter term.

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HomeReadyTM Mortgage

Qualify for a low downpayment mortgage with HomeReady Mortgage.

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HomeAdvantage

Simplify your home buying and selling process - and get cash rewards - with HomeAdvantage®.

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Apply

Take the first step towards your new home

Apply Now

Homeowners 
Insurance 

Complete homeowners insurance coverage at a discounted rate for MVCU members.

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Freedom Loan

$1,000 discount on mortgage closing costs for veterans, active military, and their spouses.

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Rates

Make your best financing decision with competitive rates and flexible terms.

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*$1,000 credit is applied at closing for purchase mortgages only.  Not valid for refinance of existing mortgage either with MVCU or BCU or another financial institution.  Loans subject to credit qualifications and approval.  Other rates and terms available.  Offer is available between July 5 and December 31, 2019.  Other restrictions may apply  This offer is subject to change without notice.

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