Auto Loans
Auto Loans
Low rates, flexible terms and car buying assistance? We have them! Before you shop for your next car, dream car or refinance the auto loan you already have – talk to us first – we have the best deal around! Merrimack Valley Credit Union (MVCU) and Bridgewater Credit Union, a division of Merrimack Valley Credit Union (BCU), are here to help you get into your new car!
Flexible Borrowing
- No Payment for 90 Days**.
- 100% financing for new or used cars*
- Refinancing available
- Competitive rates - as low as 2.74% APR* - and terms
- 1/2% discount for Active Military, Veteran or Spouse (proof of status required)
- Fast online pre-approvals
- FREE car buying assistance through GrooveCar and Auto Advisor
Getting Your Auto Loan as Easy as 1-2-3!
Determine how much CAR and PAYMENT you can afford. If you don't know, call our call center at 800-356-0067or visit a branch to get pre-qualified. [ Calculate your payment ]
Use our FREE AUTO BUYING ASSISTANCE Services.
- Do your car research using GrooveCar, our smart online tool to research thousands of cars.
[ Shop for your car] - Once you find the make/model you like, we'll help you buy the best car at the best price through Auto Advisor [ Learn more or Contact Auto Advisor]
Get THE BEST DEAL - Rates as low as 2.74% APR* and 90 Days NO Payment**.
Auto Insurance, Warranty and More
We also offer complete insurance coverage and protection plans for your vehicle at discounted rates.
- Auto Insurance (Save up to $509 for Auto Insurance through TruStage)
- GAP insurance
- Extended Warranty
- Mechanical Repair Coverage
- Credit Disability and Credit Life Insurance
[ Learn more ]
Other Vehicles
No matter what type of vehicle you fancy for recreational purposes – we can finance them.
- Boats
- Motorhomes, RVs, trailers
- Motorcycle, four-wheeler or even jet-ski
- Leisure Vehicles (personal watercraft, snowmobile, off-road motorcycle, ATV, Segway)
[ Learn more ]
| Auto Loans | |||
| Effective Date: Monday, July 13th, 2020 | |||
| Loan Type | APR* as low as | Loan Term in Months | Monthly Payment per $1,000 |
Model Years 2020 - 2015 |
2.74% | Up to 36 | $28.97 |
| 2.74% | 37 to 48 | $22.02 | |
| 2.74% | 49 to 60 | $17.85 | |
| 2.99% | 61 to 72 | $15.19 | |
| 2.99% | 73 to 84 | $13.21 | |
| *APR is Annual Percentage Rate. Offers are subject to change without prior notice. Additional rates and terms are available. Advertised rate(s) available on New & Used Vehicle Loans of Model Year 2015 or Newer with a maximum loan to value (LTV) of 100% or less. All advertised rate(s) include a rate discount of 0.25% for MVCU/BCU Free checking or Interest Checking Account Members. | |||
**No payment for 90 days offer is for auto loans only, commercial vehicles excluded. Payment deferred 90 days, with interest accrued during the 90 days payment deferral. For refinance of auto loans, the consumer auto loan must be refinanced from another financial institution. Not valid for existing MVCU and BCU loans. Loans subject to credit qualifications and approval. Other rates and terms available. Other restrictions may apply. This offer is subject to change without notice.
