Disclosures
Auto Loan:
*APR is Annual Percentage Rate. Offers are subject to change without prior notice. Additional rates and terms are available. Advertised rate(s) available on New & Used Vehicle Loans of Model Year 2018 or Newer with maximum loan to value (LTV) of 100% or less. Cost per thousand is calculated using the highest term in the range.
**No payment for 90 days offer is for auto loans only, commercial vehicles excluded. Payment deferred 90 days, with interest accrued during the 90 days payment deferral. For refinance of auto loans, the consumer auto loan must be refinanced from another financial institution. Not valid for existing MVCU loans. Loans subject to credit qualifications and approval. Other rates and terms available. Other restrictions may apply. This offer is subject to change without notice.
Debt Protection:
*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
** Insurance is not insured by NCUA, Not Credit Union Guaranteed, Not Credit Union Deposits or Obligations, May Lose Value.
Calculator:
Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Skip-A-Payment:
* Loans must have been opened for a minimum of six (6) months prior to the first month skipped. Your account and membership status must be current and in good standing in the month prior to the month being skipped. Interest will continue to accrue on unpaid balances through skipped payment period. Account holder acknowledges that Guaranteed Asset Protection (GAP); Debt Protection/Credit Protection and/or Warranty claim benefits may be impacted due to extension of maturity date and continued interest accrual on skipped payments. Account holder assumes all responsibility for cancellation and reinstatement of third party originated payment transactions.
