Certificates and IRAs - Merrimack Valley CU

Routing #2113 8492 6
800-356-0067
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Routing #2113 8492 6
800-356-0067
Locations & Hours

Apply for a Loan Open an Account

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Home / Bank / Certificates and IRAs

Certificate Specials

13 month certificate at 4.25% APY*. $500 minimum to open. Open online or at one of our branch locations.
20 month certificate at 4.50% APY*. $50,000 minimum to open, new money only. Open at one of our branch locations.

Set it and forget it: Certificates

Deposit now and let your money earn interest until the certificate matures.
Minimum deposits range from $500 to $1,000. The more you deposit, the more interest you earn!

Terms from 90 days to 60 months. And many more in between.
We keep things competitive with dividend and annual yield rates.
Same rates and terms for IRA Certificates.

Open An Account Check Rates

Pay taxes now, withdraw tax-free later

Roth IRA

The Retirement account that taxes you now! Pay the taxes on the contributions now, and enjoy tax-free withdrawals later.

No service fees!
To make tax-free withdrawals you must have an account for at least 5 years and be age 59 1/2 or older!
Annual maximum contribution amount varies.*

Educational IRA

The school version of an IRA. You may know it as the Coverdell Education Savings Account.

Use the money for qualified post-secondary education expenses, including tuition, room & board, books, and computers
No service fees!
An adult can make non-deductible contributions for a child younder than 18
Contributor limits exist!*

*Please consult a tax professional for more information or restrictions.

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