Certificates and IRAs - Merrimack Valley CU

Routing #2113 8492 6
800-356-0067
Locations & Hours

Apply for a Loan Open an Account

Auto & Personal Mortgage & Home Equity Commercial Equipment & Vehicles

Routing #2113 8492 6
800-356-0067
Locations & Hours

Apply for a Loan Open an Account

Online Banking

Online Banking

HomeChecking SavingsCertificates and IRAsOnline and Mobile BankingDebit CardOverdraft ProtectionSchedule of FeesDeposit Rates Check Reorder 
Auto Loans Take Back Auto LoanPersonal LoansTake Back LoanCredit CardsVisa Online AccessMortgage Loans Home Equity Construction LoansStudent Loans & RefinanceCredit CounselingFinancial Hardship
Planning & InvestingLife Insurance
About UsBoard and ManagementWho Can JoinNewsMember Rewards EventsCareersContact Us
Business DepositsCommercial LoansMerchant ServicesBusiness Credit CardsBusiness Visa Online Access
Auto Loan CalculatorPersonal Loan CalculatorHome Equity CalculatorMortgage Calculator
Switch KitForms & ApplicationsScam & Security AwarenessSeminarsNew BlogFAQs
Loan RatesMortgage RatesDeposit Rates
LocationsProducts and Services

Home / Bank / Certificates and IRAs

Certificate Specials

20 month certificate at 4.50% APY*. $50,000 minimum to open, new money only. Open at one of our branch locations.
13 month certificate at 4.25% APY*. $500 minimum to open. Open online or at one of our branch locations.
6 month certificate at 3.50% APY*. $1,000 minimum to open. Open online or at one of our branch locations.

Set it and forget it: Certificates

Deposit now and let your money earn interest until the certificate matures.
Minimum deposits range from $500 to $1,000. The more you deposit, the more interest you earn!

Terms from 90 days to 60 months. And many more in between.
We keep things competitive with dividend and annual yield rates.
Same rates and terms for IRA Certificates.

Open An Account Check Rates

Pay taxes now, withdraw tax-free later

Roth IRA

The Retirement account that taxes you now! Pay the taxes on the contributions now, and enjoy tax-free withdrawals later.

No service fees!
To make tax-free withdrawals you must have an account for at least 5 years and be age 59 1/2 or older!
Annual maximum contribution amount varies.*

Educational IRA

The school version of an IRA. You may know it as the Coverdell Education Savings Account.

Use the money for qualified post-secondary education expenses, including tuition, room & board, books, and computers
No service fees!
An adult can make non-deductible contributions for a child younder than 18
Contributor limits exist!*

*Please consult a tax professional for more information or restrictions.

Members Also Like

Members Also Like

checking accounts, checking

Checking Accounts

auto loans, auto, vehicle, vehicle loan, new and used

credit cards,