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Home / Bank / Certificates and IRAs
MVCU, Certificate, Offer, Deposits

I'm lighting up my holiday with MVCU's Certificate Rates!

MVCU, Certificate, Offer, Deposits

I'm lighting up my holiday with MVCU's Certificate Rates!

Certificates and IRAs

Certificate Specials

 

Set it and forget it: Certificates

  • Deposit now and let your money earn interest until the certificate matures.
  • Minimum deposits range from $500 to $1,000. The more you deposit, the more interest you earn!
  • Terms from 90 days to 60 months. And many more in between.
  • We keep things competitive with dividend and annual yield rates.
  • Same rates and terms for IRA Certificates. 

Open An Account     Check Rates

Retirement, IRA, IRA account, tax-deferred

Did someone say retirement?

The IRA account allows you to defer taxes until you start withdrawals during retirement!

Features:

  • Start contributing at any time: No age restrictions
  • Enjoy those tax-deferred savings
  • No service fees!
  • Annual maximum contribution amount varies. Talk to a tax professional for more information or restrictions.

Call us today!

Pay taxes now, withdraw tax-free later

Roth IRA

The Retirement account that taxes you now! Pay the taxes on the contributions now, and enjoy tax-free withdrawals later.

  • No service fees!
  • To make tax-free withdrawals you must have an account for at least 5 years and be age 59 1/2 or older!
  • Annual maximum contribution amount varies.*

Educational IRA

The school version of an IRA. You may know it as the Coverdell Education Savings Account.

  • Use the money for qualified post-secondary education expenses, including tuition, room & board, books, and computers
  • No service fees!
  • An adult can make non-deductible contributions for a child younder than 18
  • Contributor limits exist!*

Call us today!

*Please consult a tax professional for more information or restrictions.

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