Merrimack Valley CU
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Home / Rates / Deposit Rates

Our products and services are designed to help you take control of your finances. Likewise, our CD rates are very competitively priced to help you save and meet your personal financial goals.

Certificate Accounts
Effective Date: Friday, December 9th, 2022
TermMinimum Deposit to OPEN and to EARN APYInterest RateAPY*
91 Days $1,000.00 0.05% 0.05%
6 Month $1,000.00 0.10% 0.10%
12 Month $500.00 0.20% 0.20%
13 Month Special** $500.00 4.17% 4.25%
15 Month $500.00 0.20% 0.20%
18 Month $500.00 0.20% 0.20%
20 Month Special** $50,000.00 4.41% 4.50%
24 Month $500.00 0.25% 0.25%
30 Month $500.00 0.25% 0.25%
36 Month $500.00 0.50% 0.50%
48 Month $500.00 0.55% 0.55%
60 Month $500.00 0.60% 0.60%
APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. You will be subject to a penalty for early withdrawal. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. **SPECIAL OFFER: Annual Percentage Yield is subject to change without notice. 20 Month Certificate: New Money Only; For existing members to satisfy this requirement, funds can be transferred from an existing MVCU account if an additional $50,000 in external funds are added to the certificate.