Deposit Rates
Our products and services are designed to help you take control of your finances. Likewise, our deposit rates are very competitively priced to help you save and meet your personal financial goals.
| Share (Savings) Account | |||
| Effective Date: Thursday, October 18th, 2018 | |||
| Account Type | Minimum Deposit | Dividend Rate | APY* |
| Main Share | $5.00 | 0.25% | 0.25% |
| Share Savings | - | 0.25% | 0.25% |
| Club Accounts | - | 0.25% | 0.25% |
| Share Draft (Checking) | - | 0.00% | 0.00% |
| Premium Share | - | 0.50% | 0.50% |
| IRA Savings | - | 0.50% | 0.50% |
| Business Share Savings | $5.00 | 0.15% | 0.15% |
| Business Dividend Bearing Checking | - | 0.10% | 0.10% |
| Business Money Market | $1,000 - $9,999.99 | 0.20% | 0.20% |
| $10,000 - $24,999.99 | 0.35% | 0.35% | |
| $25,000 - $49,999.99 | 0.50% | 0.50% | |
| $50,000 - $99,999.99 | 0.65% | 0.65% | |
| $100,000.00 | 0.80% | 0.80% | |
| *APY -= Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. | |||
| Certificate Accounts | |||
| Effective Date: Thursday, October 18th, 2018 | |||
| Term | Minimum Deposit | Dividend Rate | APY* |
| 91 Days | $1,000.00 | 1.00% | 1.00% |
| 6 Month | $1,000.00 | 1.49% | 1.50% |
| 12 Month | $500.00 | 1.98% | 2.00% |
| 15 Month** | $500.00 | 2.23% | 2.25% |
| 18 Month | $500.00 | 2.47% | 2.50% |
| 20 Month*** | $500.00 | 2.96% | 3.00% |
| 24 Month | $500.00 | 2.47% | 2.50% |
| 30 Month | $500.00 | 2.60% | 2.63% |
| 36 Month | $500.00 | 2.72% | 2.75% |
| 48 Month | $500.00 | 2.96% | 3.00% |
| 60 Month | $500.00 | 3.20% | 3.25% |
| *APY = Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Penalty for early withdrawal. Certificate rates are subject to change. Accounts are fully insured. | |||
| **One-Time Bump Up Rate Option. | |||
| ***20 Month CD: Rates not available on IRA Certificates. Early withdrawal penalties apply. Upon maturity this certificate will transfer to the main share account. Limited time offer - subject to change without notice. | |||