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Home > Rates > Deposit Rates

Deposit Rates

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Our products and services are designed to help you take control of your finances. Likewise, our deposit rates are very competitively priced to help you save and meet your personal financial goals.

Share (Savings) Account
Effective Date: Thursday, October 22nd, 2020
Account TypeMinimum DepositDividend RateAPY*
Main Share $5.00 0.10% 0.10%
Share Savings $5.00 0.10% 0.10%
Club Accounts $5.00 0.10% 0.10%
Free Checking $25.00 0.00% 0.00%
Interest Checking $0.00 - $4,999.99 0.02% 0.02%
Interest Checking $5,000+ 0.05% 0.05%
Premium Share $5.00 0.15% 0.15%
IRA Savings $5.00 0.15% 0.15%
Business Share Savings $5.00 0.10% 0.10%
Business Dividend Bearing Checking - 0.05% 0.05%
Business Money Market $1,000 - $9,999.99 0.05% 0.05%
  $10,000 - $24,999.99 0.05% 0.05%
  $25,000 - $49,999.99 0.10% 0.10%
  $50,000 - $99,999.99 0.10% 0.10%
  $100,000.00 0.10% 0.10%
*APY -= Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days.

Money Market Accounts
Effective Date: Thursday, October 22nd, 2020
Minimum DepositDividend RateAPY*
$0.00 - $2,499.99 0.05% 0.05%
$2,500 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.10% 0.10%
$100,000 - $249,999.99 0.10% 0.10%
$250,000+ 0.10% 0.10%
APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Rates subject to change daily. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.

Certificate Accounts
Effective Date: Thursday, October 22nd, 2020
TermMinimum DepositDividend RateAPY*
91 Days $1,000.00 0.05% 0.05%
6 Month $1,000.00 0.10% 0.10%
12 Month $500.00 0.20% 0.20%
15 Month Bump-Up** $500.00 0.20% 0.20%
18 Month $500.00 0.20% 0.20%
24 Month $500.00 0.25% 0.25%
30 Month $500.00 0.25% 0.25%
36 Month $500.00 0.25% 0.25%
48 Month $500.00 0.25% 0.25%
60 Month $500.00 0.25% 0.25%
*APY = Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Penalty for early withdrawal. Certificate rates are subject to change. Accounts are fully insured.
**One-Time Bump Up Rate Option.

 

 

 

 

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