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Home / Borrow / Student Loans
student loans, college, undergraduate student loans, graduate business loans, refinance

I got the extra money I needed to go to my dream college!

Apply Now

student loans, college, undergraduate student loans, graduate business loans, refinance

I got the extra money I needed to go to my dream college!

Apply Now

Student Loans & Refinance

College is expensive. We can help.

Merrimack Valley Credit Union offers affordable private student loans with zero orgination fees and fllexible repayment.  

Undergraduate Student Loans

  • Line of Credit: Borrow what you need, when you need it
  • Borrow up to $75,000
  • Apply only once while an undergrad
  • No origination or prepayment fees*
  • 20 or 25 year repayment, with full deferment available

Apply Now!

Graduate Business Loans

  • Line of Credit: Borrow what you need, when you need it
  • Borrow up to $100,000
  • Apply only once while in graduate school
  • No origination or prepayment fees*
  • 20 or 25 year repayment, with full deferment available

Apply Now!

Student Loan Refinance

  • Consolidate your federal & private student loans into one easy payment
  • Fixed rate or variable rate terms
  • Borrow up to $100,000
  • Zero origination and prepayment fees and flexible repayment*

Apply Now!

*Read the Important Disclosures here

Student Loan Features

  • Competitive rates
  • Flexible repayment and in-school deferment options
  • No origination fee
  • No prepayment penalty
  • Co-signer release option
  • Easy online application and instant credit decision
  • 24/7 call center and application support

Check Rates

Requirements

  • Student and co-signer (if applicable) have a checking or savings account at MVCU or BCU
  • U.S. citizen or permanent resident
  • Student or co-signer meets the income and credit score requirements
  • For undergraduate or graduate business loan, must attend an approved school

Learn More

Got questions? Find answers!

These helpful resources will keep your education on track.

Contact Information

Undergraduate & Graduate Application and/or Draw Questions: 855-500-0357

Statement or Payment Questions: 800-723-2210

Online Servicing Portal for Existing Borrower: https://www.uasecho.com

Payments Sent To:

UAS, PO Box 5865, Carol Stream, IL 60197-5865


Student loans are offered through our partnership with Student Choice, a premier organization specializing in student loans for credit unions only.    

 

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