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Yes, your debit card is typically accepted internationally! For security reasons, we do not allow card transactions in sanctioned countries or countries in which U.S. laws prohibit debit activity. If your ATM card is linked to a checking account, it will also be accepted internationally.
Please notify us before traveling internationally with your Visa debit and credit card. Fill out our Travel Authorization Form to ensure your funds remain accessible throughout your travel.
Bon voyage!
Consider a credit card for your travels!
If possible, we recommend using a Credit Card instead of a Debit Card when traveling outside the U.S.
Choosing the right credit card is easier than ever with your credit union. No matter which card you choose, you’ll enjoy important features like EMV smart chip technology, mobile purchasing capability, Apple Pay and Android Pay, plus much more!
Personal | Business |
---|---|
Visa® Platinum Card | Visa® Business Card |
Visa® Signature Real Rewards Card | Visa® Business Cash Card |
Visa Signature® College Real Rewards Card | Visa® Business Real Rewards Card |
Visa Signature® Max Cash Preferred Card | Smart Business Rewards Visa Signature® Card |
Visa® Secured Card |
If you're looking for a reward card, learn how you can choose the best rewards card for you.
Yes! We offer various student loan programs to help our members fill in the funding gaps for their college education. We've partnered with Student Choice to offer:
Like what you see? Apply today!
Interested in learning more about student financing? Access our online webinar recordings here!
Discover student banking!
As a student, it’s hard enough to make ends meet. That's why we want to help make banking easier for you! If you're between the ages of 16 and 24 and you're planning to or are already attending college, our Smart Student Package combines all the services you need while saving you money at the same time!
Included in the package:
Click here to explore the many benefits and rewards available to our student members!
All of your accounts can be viewed with the Mobile Banking app.
Haven't downloaded the app?
Download the MVCU mobile app in just minutes on the App Store or via Google Play. Follow the prompts to get set up in the application and log in with your Online Banking credentials.
Accessing your HELOC funds is as easy as 1-2-3!
The minimum advance from your HELOC is $100.00.
During business hours, contact our Call Center at 800-356-0067. Find our other important contact information here.
Still receiving paper statements? Here are some reasons you should consider enrolling for eStatements:
Register for eStatements in Online Banking!
Not an Online Banking user? Register for your account today!
You can view our convenient hours & locations by visiting our Locations page.
Sign up for Online Banking! Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today!
Haven't downloaded the app? Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!
You can get your statements electronically by signing up for eStatements.
Sign up for eStatements today! Click on the Statements Widget in Online Banking to subscribe.
Here are some reasons you should consider enrolling:
Did you know that you can access your account 24/7 using Online Banking?
Bank easier with 24/7 access to all of your accounts! Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today!
Access your accounts on-the-go!
Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!
Yes. Please use our mailing address listed below:
Merrimack Valley Credit Union
P.O. Box 909
North Andover, MA 01845
When mailing a check, please endorse the check and include your account/member number and your first & last name.
Did you know you can deposit checks electronically?
Depositing checks online or from your smartphone is easy!
Download the App
Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!
If your employer offers direct deposit, they will be responsible for establishing direct deposit on your behalf. Give the payroll department the following information, and they’ll do the rest:
Please note: Money can only be directed to a main share savings or checking account. Transfers may be set up for other sub accounts.
If you would like to have your direct deposit amount split between your accounts, you can call a member service representative at (800) 356-0067 and let them know how you'd like it distributed.
Open a savings account for your direct deposits today!
We offer several savings account options with competitive rates:
Click here to learn about account benefits and apply today.
Keep track of your direct deposits through our eService options
With eServices, you have convenient 24/7 access to your account everywhere you go:
Merrimack Valley Credit Union’s routing number is 211384926.
If you need to reorder checks, please use the following routing numbers:
What is a routing number?
The Routing Number is also called an ABA number or routing transit number. You can find it in the lower left-hand corner of your checks. Financial institutions use routing numbers in order to process payments electronically. Some examples of electronic payments that we provide are bill pay, checking transactions, and direct deposits!
Not enrolled in Online Banking? Learn more!
Provided the funds are available in your account(s), you may:
If you need to withdraw an excess of this amount, contact us in advance or stop into a branch to discuss your options.
Find a convenient branch or surcharge-free ATM near you! Refer to our ATM & Branch Location page!
Keep track of your debit activity through our eService options!
With eServices, you have convenient 24/7 access to your account everywhere you go:
To transfer money between your own accounts, follow these steps:
To transfer money to an MVCU member, follow these steps:
To transfer money to a non-MVCU member, follow these steps:
If the recipient’s bank account information is not available, enter the recipient’s full name and their e-mail address or mobile phone number.
If the recipient’s bank account information is available:
Haven't signed up for online banking yet?
Bank easier with 24/7 access to all of your accounts! Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today!
Yes, your debit card is typically accepted internationally! For security reasons, we do not allow card transactions in sanctioned countries or countries in which U.S. laws prohibit debit activity. If your ATM card is linked to a checking account, it will also be accepted internationally.
Please notify us before traveling internationally with your Visa debit and credit card. Fill out our Travel Authorization Form to ensure your funds remain accessible throughout your travel.
Bon voyage!
Consider a credit card for your travels!
If possible, we recommend using a Credit Card instead of a Debit Card when traveling outside the U.S.
Choosing the right credit card is easier than ever with your credit union. No matter which card you choose, you’ll enjoy important features like EMV smart chip technology, mobile purchasing capability, Apple Pay and Android Pay, plus much more!
Personal | Business |
---|---|
Visa® Platinum Card | Visa® Business Card |
Visa® Signature Real Rewards Card | Visa® Business Cash Card |
Visa Signature® College Real Rewards Card | Visa® Business Real Rewards Card |
Visa Signature® Max Cash Preferred Card | Smart Business Rewards Visa Signature® Card |
Visa® Secured Card |
If you're looking for a reward card, learn how you can choose the best rewards card for you.