Apply for any of our cards through our online application today. If you would like to apply in person, please visit a branch location near you!

Discover our credit card options today!

Choosing the right personal or business credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like EMV smart chip technology, mobile purchasing capability, Apple Pay and Android Pay, plus much more! 

If you're looking for a reward card, learn how you can choose the best rewards card for you.

Struggling to manage your credit? Explore our Credit Counseling options for professional assistance. Take control of your financial security today!

We offer several convenient methods by which you can make your credit card payments:

• Pay online by logging into Visa Online Access
  • Former Ocean Spray Employees FCU members: Log in here
• Call our Credit Card Member Service line:
  • Dial 866.552.8855.  If you're outside the U.S., call collect: 701.461.1922
• Make payments from your mobile device:
• Mail-in Payments:
  • Cardmember Service
    P.O. Box 790408
    St. Louis, MO 63179

To report lost or stolen ATM, debit and credit cards during business hours, please call a member service representative at our Toll-free Member Service Center 800.356.0067 during business hours, 800-472-3272 after business hours, or send a secure email through Online or Mobile Banking. We will block and reissue your card.

If you are outside the U.S. or need to call outside of business hours, call collect at 800.472.3272.

Do you suspect you've been a victim of identity theft?

• Alert the FTC by phone: FTC's Identity Theft Hotline toll-free at 1-877-IDTHEFT (438-4338)
• Alert the FTC by mail:
  • Identity Theft Clearinghouse
    Federal Trade Commission
    600 Pennsylvania Avenue, NW, Washington, DC 20580
• Alert the FTC online: Report Identity Theft

Please see our credit card options below:

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features like EMV smart chip technology, mobile purchasing capability, Apple Pay and Android Pay, plus much more!

If you're looking for a reward card, learn how you can choose the best rewards card for you.

Ready to apply for your credit card? Begin your online application today. If you would like to apply in person, please visit a branch location near you!

Struggling to manage your credit?

Explore our Credit Counseling options for professional assistance. Take control of your financial security today!