Yes! We can help you finance your next vehicle or refinance an existing auto loan at a lower rate - even if you haven't found it yet! We can work with you on a pre-approval before you shop.
Discover Our Auto Loans
Low rates, flexible terms, and car buying assistance? We have it all! Before you shop for your next dream car or refinance the auto loan you already have, talk to us first.
We have the best deal around!
Consider switching to our insurance!
We offer complete insurance coverage and protection plans for your vehicle at discounted rates.
Yes! Making loan payments is simple with Online & Mobile Banking!
Not registered for Online Banking?
Bank easier with 24/7 access to all of your accounts! Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today!
Go Mobile!
Get started! Download the MVCU mobile app in just minutes on the App Store or via Google Play. Follow the prompts to get set up in the application and log in with your Online Banking credentials.
Yes! Simply call our Member Service Call Center at 800.356.0067.
More Ways to Pay
We offer several convenient methods by which you can make your loan payments:
Go Mobile
Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!
Not registered for Online Banking? Get started today!
Yes! You can set up Online Banking to automatically deduct your loan payment each month.
Set up your automatic loan payments today!
The credit bureau does not allow us to give out copies of the report. However, you can check your own credit score for free once annually by visiting www.annualcreditreport.com.
Evaluate Your Credit Report
Your credit score is an important part of your financial health, and we encourage members to review their credit report regularly. Here’s what you should look for and what it means to your credit:
Struggling to manage your credit?
Explore our Credit Counseling options for professional assistance. Take control of your financial security today!
No! We do offer financing for private purchases.
Get approved for your Auto Loan today!
Looking for a less traditional option? We also finance motorcycles, boats, RVs, and other leisure vehicles.
Not a member?
Becoming a member is your next step toward financial success! Experience the following benefits:
Learn more about us and open your account today!
Yes! We are proud to offer motorcycle loans! No matter what type of vehicle you fancy for recreational purposes - motorcycle, four-wheeler or even jet-ski - we can help you get into the driver's seat. We have great rates and affordable payments for new or used vehicles.
Apply for your motorcycle loan online today and receive a decision in as little as 60 seconds!
Consider switching to MVCU insurance!
We offer complete insurance coverage and protection plans for your vehicle at discounted rates.
Get started today by getting a free, no obligation quote.
Not a member?
Becoming a member is your next step toward financial success! Experience the following benefits:
Click here to learn more and open your account today!
No! You do not need to be a member to apply. However, you must be eligible to become a member at the time of loan closing.
Considering a loan with us?
Our experienced consumer loan team is here to help you make the best financing decision on your next purchase. No matter what your financing needs are, we offer a wide variety of loans and credit options that can save you time and money.
Apply online for fast approval today!
For more information, compare our rates or contact our Member Service Call Center.
Become a Member
Becoming a member is your next step toward financial success! Experience the following benefits:
Learn more about us and open your account today!
Yes, we offer a variety of business loans, deposit products, and services. In terms of lending, we have lines of credit, equity term loans, and commercial real estate loans available, as well as credit cards.
Learn more about our Commercial Loans today!
Not a member?
Becoming a member is your next step toward financial success! Experience the following benefits:
Click here to learn more and open your account today!
Yes! We offer debt consolidation loans for our members to consolidate bills and pay off other debts.
If you would like to discuss your options prior to applying, you may call a member service representative at the Toll-free Member Service Center Telephone Number: 800.356.0067.
Struggling to pay your existing loan?
As a service to our members who need help with financial management or credit counseling, we have partnered with Greenpath Financial Wellness. They offer assistance with:
Call 877-337-3399 or go to www.greenpathref.com/mvcu for assistance!
Though we have many convenient loan options, we do not offer payday loans at this time.
Struggling to pay your bills?
As a service to our members who need help with financial management or credit counseling, we have partnered with Greenpath Financial Wellness. They offer assistance with:
Call 877-337-3399 or go to www.greenpathref.com/mvcu for assistance!
Yes! We offer various student loan programs to help our members fill in the funding gaps for their college education. We've partnered with Student Choice to offer:
Like what you see? Apply today!
Interested in learning more about student financing? Access our online webinar recordings here!
We have several methods of loan application including:
Apply for Your Loan Today
Our experienced consumer loan team is here to help you make the best financing decision on your next purchase. No matter what your financing needs are, we offer a wide variety of loans and credit options that can save you time and money.
Apply online for fast approval today!
For more information, compare our rates or contact our Member Service Call Center.
Loan qualification requirements differ depending on which loan you are applying for. The best way to determine whether you qualify for a loan is to apply for pre-approval!
Apply for Your Loan Today
Our experienced consumer loan team is here to help you make the best financing decision on your next purchase. No matter what your financing needs are, we offer a wide variety of loans and credit options that can save you time and money.
Apply online for fast approval today!
For more information, compare our rates or contact our Member Service Call Center.
Struggling to manage your credit? With loan rates based on your credit score, it is important to maintain good credit history. Explore our Credit Counseling options for professional assistance. Take control of your financial security today!
Applying for auto loan refinance follows the same process as our typical application process:
Refinancing your auto loan with us may lower your monthly payments! Find out if you can save by switching today! Review our competitive auto rates, and explore our flexible borrowing options!
Not a member?
Becoming a member is your next step toward financial success! Experience the following benefits:
Click here to learn more and open your account today!
Get pre-approved before you shop!
We offer several ways to apply for a loan, including:
Apply for Your Loan Today
Our experienced consumer loan team is here to help you make the best financing decision on your next purchase. No matter what your financing needs are, we offer a wide variety of loans and credit options that can save you time and money.
Apply online for fast approval today!
For more information, compare our rates or contact our Member Service Call Center.
Easily Access Your HELOC!
The minimum advance from your HELOC is $100.00.
The length of the process depends on which state you live in.
In Massachusetts, if you pay off your loan with a secure form of payment (i.e. a bank check), the title will be converted from electronic to physical and mailed to you. This process can take seven to 10 business days. If you pay off your loan with a non-secure form of payment (i.e. a personal check), the payment will be held for 10 business days. The title will then be converted from electronic to physical and mailed to you. This process can take up to 20 days.
In New Hampshire, the titles are held at the credit union. If you pay off your loan with a secure form of payment, the title will be mailed to you on the same business day. This can take between three to five days. If you pay off your loan with a non-secure form of payment, the payment will be held or 10 business days, and then the title will be mailed to you. This process can take take between 13 and 15 days.
If you have not received your title by the end of the time frame outlined for your state, please contact Loan Servicing at (800) 356-0067 for more details.
Discover Our Auto Loans
Low rates, flexible terms and car buying assistance? We have it all! Before you shop for your dream car or refinance the auto loan you already have, talk to us first.
We have the best deal around!
Ready to pay off an existing loan? Make a payment through Online Banking today!
Keep track of your financial health by checking your credit score for free once annually by visiting www.annualcreditreport.com. The federal government requires that each of the three national credit-reporting agencies - Experian, Equifax, and TransUnion - give you a free credit report every year. Consider staggering the receipt of each of your credit reports to get a better picture of your credit as a whole.
Struggling to manage your credit? Explore our Credit Counseling options for professional assistance. Take control of your financial security today!
Today's economy runs on credit.
If you have less-than-ideal credit, consider applying for our credit builder loan to help you establish or rebuild your credit so you are a more attractive candidate when applying for an auto or home loan. Apply now!
Before you shop for a loan or make a decision, talk to us first. We provide no-obligation pre-approval and loan evaluation. Get pre-qualified at the nearest branch.
Today's economy runs on credit.
If you have less-than-ideal credit, consider applying for our credit builder loan. This loan is designed to help you establish or rebuild your credit so you are a more attractive candidate when applying for an auto or home loan. Apply now!
Struggling to manage your credit?
Explore our Credit Counseling options for professional assistance. Take control of your financial security today!
You may make your loan payments via any of the following methods:
Access your accounts on-the-go!
Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!
Not registered for Online Banking? Get started today!
Struggling to pay your loan?
As a service to our members who need help with financial management or credit counseling, we have partnered with Greenpath Financial Wellness. They offer assistance with:
Call 877-337-3399 or go to www.greenpathref.com/mvcu for assistance!
For our current auto loan rates, please click here.
Get approved for an Auto Loan today!
Looking for a less traditional option? We also finance motorcycles, boats, RVs, and other leisure vehicles.
Consider Refinancing Your Auto Loan
If you have an auto loan financed by another institution, we may be able to lower your monthly payments with our simple refinance process! Find out if you can save by switching today. Review our competitive auto rates, and explore our flexible borrowing options!
As per the NCUA (National Credit Union Administration):
Risk-based lending is a means by which a credit union may be able to more effectively meet the credit needs of all its members. It involves setting a tiered pricing structure that assigns loan rates based upon an individual’s credit risk. Risk-based lending generally has the most significant benefit for two broad categories of borrowers:
Although the rates paid by borrowers with less than perfect credit histories are higher than rates paid by borrowers with strong credit histories, these members are able to obtain loans without paying the excessive fees charged by many alternative “financial providers” such as finance companies, rent-to-own stores, title loan companies, and pawnshops.
Evaluate your credit score
A good credit score can mean better rates on credit cards and loans! Keep track of your financial health by checking your credit score for free once annually by visiting www.annualcreditreport.com. Explore our Credit Counseling options for professional assistance. Take control of your financial security today!
We require proof of insurance for auto loans. At the time proof of insurance is presented, we will let you know if there are any concerns. If you have questions, please reach out to our Toll-free Member Service Center at 800.356.0067.
Apply for an auto loan today!
Consider switching to our insurance!
We offer complete insurance coverage and protection plans for your vehicle at discounted rates.
Get started today by getting a free, no obligation quote.
Not a member?
Becoming a member is your next step toward financial success! Experience the following benefits:
Click here to learn more and open your account today!
To determine your accurate loan payoff amount please contact one of our member service representatives at the Toll-free Member Service Center Telephone Number: 800.356.0067, or visit one of our branch locations to speak to a loan officer.
Thinking about applying for a loan but not sure how much you can afford?
Take advantage of our collection of Financial Calculators to figure out how long it will take you to pay off your balance.
The Truth in Lending Act (TILA) of 1968 is a United States Federal Law designed to protect and promote the informed use of credit for consumers. It requires the clear disclosure of the terms and how the costs associated with borrowing are calculated.
Struggling to manage your credit? Explore our Credit Counseling options for professional assistance. Take control of your financial security today!
Today's economy runs on credit.
If you have less-than-ideal credit, consider applying for our credit builder loan to help you establish or rebuild your credit so you are a more attractive candidate when applying for an auto or home loan. Apply now!
If you notice an error on your credit report due to an MVCU loan, please file a dispute with each of the three credit bureaus (Experian, Equifax, and TransUnion). They will work with the Credit Union to rectify the issue. You can also reach one of our helpful representatives by calling 800.356.0067.
Check Your Credit Score
Keep track of your financial health by checking your credit score for free once annually by visiting www.annualcreditreport.com. The federal government requires that each of the three national credit-reporting agencies - Experian, Equifax, and TransUnion - give you a free credit report every year. Consider staggering the receipt of each of your credit reports to get a better picture of your credit as a whole.
Struggling to manage your credit? Explore our Credit Counseling options for professional assistance. Take control of your financial security today!