Merrimack Valley CU
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Home / Borrow / Credit Cards
credit card, build my credit, earn rewards, VISA

I got the credit I deserved with an MVCU Credit Card!

Apply Now   

credit card, build my credit, earn rewards, VISA

I got the credit I deserved with an MVCU Credit Card!

Apply Now

Credit Cards

You deserve all the credit

Your financial needs are as individual as you are!  Each of our four credit cards has its own personality - choose the one that best matches yours!

With an MVCU credit card, you enjoy:

  • Competitive interest rates that are lower than typical retail cards
  • No annual fee 
  • No foreign transfer fee

MVCU Vertical Credit Card

 

Bag of money in a blue circle

Visa Cash Back

Cash is king!  When you use your card, you get1:

  • 1.00% cash back on everyday spending
  • 2.00% cash back on travel, car rental and hotel

Receive your cash back as a statement credit or deposit it into your MVCU savings account!

PLUS:

  • Double cash back bonus for the first three billing cycles
  • Intro rate of 2.99% APR for the first 12 billing cycles
  • 0.00% APR on balance transfers for the first 12 billing cycles* with a 1.00% balance transfer fee

Apply Now

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Visa Rewards

Earn rewards points on purchases with your card2:

  • 4x on groceries
  • 3x on gas
  • 2x on travel

Redeem your points for gift cards, travel, or quality merchandise.

PLUS:

  • Receive a $50 statement credit on the first $2,500 spent in the first three billing cycles
  • Intro rate of 1.99% APR for the first nine billing cycles
  • 0.00% APR on balance transfers for the first 12 billing cycles* with a 1.00% balance transfer fee

Apply Now

Briefcase in a blue circle

Visa Classic

Get the lowest rate3!  

  • Receive a $50 statement credit on the first $1,500 spent in the first three billing cycles
  • Intro rate of 1.99% APR for the first 12 billing cycles
  • 0.00% APR on balance transfers for the first 15 billing cycles* with a 1.00% balance transfer fee

Apply Now

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Visa Secured

Build or repair your credit4

  • This card is 100% secured by funds in your MVCU account.
  • Make regular, on time payments and watch your credit score go up!

Apply Now

*The 0.00% APR balance transfer fee offer does not apply to balance transfers from RTN or Ocean Spray Employees FCU credit cards.  

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