Merrimack Valley CU
Auto & Personal Mortgage & Home Equity Undergraduate, Graduate, & Refi Commercial Loans & Lines Former RTN Members

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Home / Borrow / Credit Cards
credit card, build my credit, earn rewards, VISA

I needed to build my credit...earning rewards was just a bonus!

Apply Now   

credit card, build my credit, earn rewards, VISA

I needed to build my credit...earning rewards was just a bonus!

Apply Now

Credit Cards

Choosing the right credit card is easier than ever

No matter which card you choose, you'll enjoy important features like:

Visa® Platinum Card

Just right for large expenses.

  • Save on interest with a great low introductory rate for an extended time.
  • Use for large purchases, unexpected expenses or last-minute necessities.
  • Pay down your other high-rate credit card balances faster.
  • Non-Rewards

Visa Max Cash Preferred Card

The freedom to choose and the power to earn.

  • 5% cash back on the first $2,000 of combined quarterly purchases in two categories like: TV, internet & streaming services, home utilities, cell phone providers and more!1
  • 2% unlimited cash back of choice of one everyday category like: gas stations & ground transportation, restaurants & food delivery and grocery stores & grocery delivery.
  • 1% unlimited cash back on all other eligible purchases.
  • Redeem cash back for a statement credit, rewards card, or a deposit to a qualifying account.1
  • $150 cash back after you spend $500 within the first 90 days of account opening.2

Visa Everyday Rewards+ Card

More rewards on the things you buy every day.

  • 4X unlimited points on dining, takeout & food delivery.3
  • 2X unlimited points at grocery stores, grocery delivery, gas and electric vehicle charging stations and streaming services.
  • 1x unlimited points on all other eligible purchases.
  • $150 bonus reward (15,000 points) after you spend $500 within first 90 days of account opening.4
  • Redeem points for travel, cash back and more.

Apply Now

Travel Rewards+ Card

Exclusive rewards on travel and frequent purchases.

  • 4X unlimited points on travel, gas station & electric vehicle charging station, entertainment, and recreation purchases.8
  • 1.5X unlimited points on all other eligible purchases.
  • $250 bonus reward (25,000 points) after you spend $2,000 within first 120 days of account opening.9
  • Redeem points for travel, cash back and more.

Reserve Rewards+ Card

Exceptional premium rewards on travel and more.

  • 6X unlimited points and $100 annual credit on travel booked through the Rewards Center.10
  • 2X unlimited points on all other eligible purchases.
  • $500 bonus reward (50,000 points) after you spend $4,500 within first 90 days of account opening.11
  • Up to $240 in statement credits for eligible purchases on sports & fitness, personal care, entertainment & streaming services, and dining, takeout and restaurant delivery purchases.

Apply Now

Build your credit.

Visa College Real Rewards Card

  • 1.5X points for every $1 you spend on eligible purchases (equal to 1.5% cash back)7 and work towards building a stronger financial future.6
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards.7
  • 2,500 bonus rewards points awarded after first purchase
  • Redeem points for travel, cash back and more.

Visa® Max Cash Secured Card

  • Make improving your credit score even more rewarding with 5% cash back on first $2,000 of combined quarterly purchases in two categories like: TV, internet & streaming services, home utilities, cell phone providers and more!5,6
  • 2% unlimited cash back on choice of one everyday category like gas stations & ground transportation, restaurants & food delivery and grocery stores & grocery delivery.
  • 1% unlimited cash back on all other eligible purchases.
  • Redeem cash back for a statement credit, rewards card, or a deposit to a qualifying account.5

Secured Visa® Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history6, here’s a great way to begin that process.
  • Enjoy the convenience of credit, including the option to carry a balance.
  • Earn interest on the money in your secured savings account.

Apply Now

Got business? Get rewards!

Choosing the right business card is easier than ever!

Four great cards to keep your business running smoothly:

Learn more & Apply!

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