Merrimack Valley CU
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Home / Borrow / Construction Loans
MVCU, construction, mortgage, dream home, build house, home building, home improvement

MVCU took me from a piece of land to living in my dream home.

Inquire Today!

MVCU, construction, mortgage, dream home, build house, home building, home improvement

MVCU took me from a piece of land to living in my dream home.

Inquire Today

Construction Loans

We can take you from Close to Build to Complete

 

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Who is a construction loan best for

You should get a construction loan if you are looking to:

  • Build a one unit home for you and your family
  • Purchase land and build a one unit home for you and your family

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Construction loan features

This loan requires just 1 closing!  

  • During construction: Pay monthly interest-only payments based on the amount of the loan that has been dispersed to date.
  • After construction and the loan is fully dispersed: It will automatically convert to a permanent loan and payment will include both principle and interest

The construction program allows for Fixed and Adjustable Rate Options.

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A partner through the process

After you have closed on the loan, you will be assigned a Construction Loan Specialist.  This specialist will be your partner though the completion of your project.  They will assist you with the loan disbursement process and answer your questions.

Ready to get started?

Complete this form to start on the journey towards building your dream home!  

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Meet our Mortgage Team

Linda Brackett

Linda Brackett
800-356-0067 ext. 32424
NMLS# 767583

Linda Brackett QR Code

Delia Gautreaux

Delia Gautreaux
800-356-0067 ext. 22642
NMLS# 1608322

Delia Gautreaux QR Code

John Privitera

John Privitera
800-356-0067 ext. 22614
NMLS# 113096

John Privitera QR Code

Rebecca Scaglione

Rebecca Scaglione
800-356-0067 ext. 22643
NMLS# 406357

Rebecca Scaglione QR Code

Rebecca Scaglione

Paul Carriere
800-356-0067 ext. 32409
NMLS# 31940

Paul Carriere QR Code

 

My Mortgage app, apply for a mortgage, upload documents, loan officer

Applying for a mortgage doesn't have to be hard

The MVCU My Mortgage App makes it fast & easy!

  • Connect directly with a loan officer! They’ll guide you through the mortgage process.
  • Upload your documents right in the app: no more scanning or faxing!
  • Stay in the know! Follow your loan status from start to finish.
  • E-sign disclosures quickly & easily

Download the app    Download the app

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