No matter what your financing needs are, Merrimack Valley Credit Union offers a wide variety of loans and credit options that can save you time and money. Not only are our low rates priced lower than the competition, our lending decisions are made locally, so you can get a quick answer. And we do our best to make each loan work by working with you. That's our difference!  Before you shop for a loan or make a decision, talk to us first.  We provide no-obligation pre-approval and loan evaluation.