Merrimack Valley CU
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Home / Does the Credit Union put a hold on check deposits?

Does the Credit Union put a hold on check deposits?

The first $500 from all deposits will have same day availability and then the remaining funds will be available on the second business day after the day of your deposit. For information on other types of deposits, please refer to our Funds Availability Policy.

If you have made a deposit via mobile deposit, you can also expect funds to be available on the second day after deposit, provided your deposit was made prior to 3:00 PM on a business day.  The first $500 will not be available on the same business day when a deposit is made through mobile banking.

Make a Mobile Deposit

You can easily deposit checks remotely from your smartphone with our convenient Mobile Deposit option.

  • Choose the Deposit Check widget
  • Enter the check amount
  • Select the account to receive the deposit
  • Take a picture of both sides of the check
  • Submit

Haven't downloaded the mobile app?

Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!

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