Are you preparing to find your dream house? Before you make the giant leap, here are 5 Tips to Get Ready for a Move:
Organize your important paperwork and put it all in the same place – things like your passport, personal identification documents, financial documents, insurance papers, college degrees/certificates and medical records. If you take the time to do this NOW, you can just grab the folders on moving day and have everything you need in reach. It will also help you when it comes time to apply for financing!
Now is the time to purge your home of things you don’t want, need, or use anymore. Pack things up to donate to a thrift store, have a yard sale, or give items away to friends. If you’re storing anyone else’s stuff at your house, give them fair warning and a deadline to stop by and remove their stuff. The less you have to sort through and pack, the better.
Go through your home and put your valuable items, like jewelry, in a safe place. Make an inventory of what you have and where in your house it currently is. This will make it easier to put these items together (and handle them personally) when moving day comes.
It may not seem like a moving task, but having backups of your computer files, photos, cell phone, and any other electronics will be a life-saver if anything happens to your devices during the move. (Oops – we dropped it and it broke!) You should also ensure that passwords are enabled on all your devices in case anything goes missing during your move. Keep prying eyes OUT of your personal information! The best time to do this is now, before your life gets busy with home-shopping and moving tasks.
Before you enter the “house hunting” phase, it’s important to get pre-qualified, so that you know what you can afford, and so that buyers will take your interest and offers more seriously. Let us help you find the mortgage that best fits your needs and budget. Learn about mortgage options today!
Category: Home Ownership
Are you preparing to find your dream house? Before you make the giant leap, here are 5 Tips to Get Ready for a Move:
Do you have a list of things that need to be fixed or updated around the house? Well, now may be the perfect time! For a variety of reasons, early fall is a great time of year to make home improvements. The days are still warm enough to tackle outdoor projects or leave the windows open, the kids are back in school, and contractors may be more available for certain types of projects.
There’s a common misconception that life insurance is only for those married with children.
Whether you’re considering your first home purchase or a move from your current home, there are several options available. Choosing a single family house, a multifamily property, or a condominium all have pros and cons. As you begin hunting for the perfect dwelling, be open to the possibilities.
Home insurance is required with most mortgages and provides wide-reaching protection to you and your family. If your house is ever damaged or destroyed, you would still be responsible for making your mortgage payments. Homeowners Insurance helps protect your personal finances and provides peace-of-mind to your family.
It’s official, spring is really here! Soon you’ll be opening windows to let in fresh air. Many families dive into spring cleaning and home improvement projects in the spring. Here are some home improvement projects that make sense this time of year:
Is anyone else confused at how it is already 2022?! Growing up, I always felt that the years were so much longer. However, the older I get the more I realize how quickly each day goes by. I began my career at the credit union when I was young and fresh out of college. Now, I am in my late 20’s and my back pops when I bend over!
Has it been a few years since you purchased your home? Things may have changed for you since you made that commitment to a 30-year mortgage – your income and credit score could have gone up. Interest rates may have gone down. Now is a great time to see if refinancing your mortgage makes sense for you!
Don’t fall into these traps when purchasing your first house. Searching for your first home can be exciting and sometimes a little scary. It’s generally the largest expense most people will ever make, so it really pays to do your homework, and arm yourself with knowledge and a team of professionals who can help you avoid the pitfalls some first-time homebuyers find themselves making.
Simple ways to add value to your home. It’s a seller’s housing market, but that doesn’t mean you have to be complacent about your home’s value. Here are several projects that can add value to your home, so that when you do decide to sell, you’ll get the best offers possible.
A lot of times when people think of home equity, they think of fixing or renovating their house. Did you know you can use that money for things that aren’t house related?
Purchasing your first home and becoming a first-time homeowner is a significant milestone. While the prospect of becoming a first-time homeowner can be exciting, it can also be intimidating. The more information you have about buying a home, the better position you will be in. Here are five tips to help you in your home search.