Merrimack Valley CU
Auto & Personal Credit Card Mortgage & Home Equity Undergraduate, Graduate, & Refi Commercial Loans & Lines

Online Banking

Forgot Username?

Forgot Password?

Register

For Former RTN Members: Log in using your current RTN username and password. If your username was your RTN member number, continue to use your RTN member number as your username. Please do not use your new 10-digit member number.
For example:

  • Your username for RTN's online banking was 123456.
  • Your username for MVCU's online banking is still 123456.

You will then be prompted to create a password.

Need Help?

Online Banking

Forgot Username?

Forgot Password?

Register

For Former RTN Members: Log in using your current RTN username and password. If your username was your RTN member number, continue to use your RTN member number as your username. Please do not use your new 10-digit member number.
For example:

  • Your username for RTN's online banking was 123456.
  • Your username for MVCU's online banking is still 123456.

You will then be prompted to create a password.

Need Help?

MVCU, cash app, scams
Smart AppBy Chris O'Shea on 10/27/2022

Smart App

How to protect yourself from cash app scams

Cash apps like Venmo, Zelle and CashApp are great for their convenience. But as with all things involving money, scammers are lurking in the shadows. Here’s how to keep yourself (and your money) safe when using cash apps.

Be Detail Oriented

The sad truth about cash apps is that once the money is sent, it’s pretty much gone. As NBC News notes, under the current law, once money is sent it’s an “authorized transaction,” and there is no legal way to retrieve the funds. That means the more detail-oriented you can be, the better. Before you send money, triple check usernames, phone numbers, everything. If you can confirm that you’re sending money to the right person with a picture on their profile, even better.

Don’t Use It for Products

One big red flag that you’re hooked into a cash app scam? You’re using it to purchase something from a retailer. Retailers typically don’t use cash apps for the legal reasons cited above.

Keep it Personal

An easy way to make sure you don’t get involved in a cash app scam is to only use the apps for transactions with friends and loved ones. Never send money to a person you don’t know personally.

Watch out for Promises

One tactic scammers are using with cash apps is to promise a large sum of money later, in exchange for a smaller sum now. Essentially, someone will message you claiming that if you send $50 to them today, they’ll send you $500 in a week. Obviously that money never comes. Once again, never trust anyone you don’t know with your cash app funds.

Learn More

  • Share:

Category: Uncategorized



« Return to "Blog"

You may also like:

MVCU, scams
9/7/2022

Home Warranty Scams: How to Protect Yourself

Recently, some of our members were targeted by a Home Warranty Notice scam.  This isn’t the first time this scam has been used, and it probably won’t be the last.  But don’t worry!  If you stay alert and aware, you can avoid becoming a victim.

Read more

Uncategorized
MVCU, lost, money, credit cards
10/27/2022

Lost and Found 

What to do if you lose your wallet or purse. Losing your wallet or purse can be a frustrating experience. Your credit cards, ID, keys and cash are all seemingly out there in the world for anyone to find. Despite the feeling of helplessness, there are ways to mitigate the damage. Here are some steps to take immediately after losing your wallet or purse.

Read more

By Chris O'SheaUncategorized
MVCU, cash app, scams
10/27/2022

Smart App

How to protect yourself from cash app scams. Cash apps like Venmo, Zelle and CashApp are great for their convenience. But as with all things involving money, scammers are lurking in the shadows. Here’s how to keep yourself (and your money) safe when using cash apps.

Read more

By Chris O'SheaUncategorized
MVCU, fraud, scam, financial, finances,
3/7/2024

Tips for Avoiding Financial Fraud

Financial scams are everywhere these days, so securing your bank accounts is crucial. These steps will help you stay a few steps ahead of the scammers.

Read more

By merrimackUncategorized
MVCU, scam, protection, Financial Advice
6/1/2024

Protecting Yourself Against Financial Scams

In today’s digital age, protecting your personal information is more important than ever. Cybercriminals are constantly changing their tactics to exploit vulnerabilities and steal sensitive information. By taking proactive measures, you can defend yourself and your money against these threats. Here are some tips to help you protect your finances and personal data:

Read more

By merrimackUncategorized